Demo mode active: payments are running in test mode — no real charges will be made to your card. Testing gateway
Calgary
Alberta, Canada
#6 in Canada
75
Overall Score
VS
Toledo
Ohio, USA
#64 in USA
68
Overall Score
Calgary scores higher overall

Score Breakdown

Calgary
Toledo
Livability
78
68
Affordability
70
85
Business
80
75
Growth
85
60

Cost of Living

Calgary is the more affordable option overall — monthly living expenses run approximately 12% lower compared to Toledo. Housing costs are a major driver: Calgary's average rent is 24% higher than Toledo's.
MetricCalgaryToledoDiff
Average Rent
$1,177$950+24%
Groceries
$268$342-22%
Utilities
$125$295-58%
Transport
$90$180-50%
Healthcare
$71$200-65%
Monthly Total
$1,731$1,967-12%
Cost Index
6595out of 100

Salary & Income

Toledo offers 25% lower average salaries. However, when adjusted for local cost of living, Calgary delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Calgary is estimated at $46,129 vs $52,000 in Toledo.
MetricCalgaryToledo
Average Salary
$53,505$71,000
Salary Needed
$46,129$52,000
Purchasing Power
82,315 idx74,737 idx
Household Income
$69,893$49,724

Climate Comparison

Both cities share a similar average temperature, within 0°F of each other.
MetricCalgaryToledo
Avg Temp
°F°F
Summer High
°F°F
Winter Low
°F°F
Rainfall
in in
Snowfall
in in
Sunny Days
Humidity
%70.00%

Commute & Transport

Toledo has the shorter commute — saving residents roughly 4,000 minutes (67 hours) per year compared to Calgary. Calgary scores higher for public transit, making it the better choice for car-free living. For walkability, Toledo leads — a better score here means more amenities reachable on foot.
MetricCalgaryToledo
Commute Time
28 min20 min
Transit Score
55.0/1045.0/10
Walkability
39.0/1046.0/10
Traffic Index
125.0050.00
Car Dependency
HighHigh

Economy & Demographics

Calgary is the larger city — approximately 6x the population of Toledo. From a growth perspective, Calgary is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Toledo has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricCalgaryToledo
Population
1,600,000267,463
Pop. Growth
2.53%%
Median Age
38.835.8
Unemployment
6.80%4.40%
GDP
$0.0B$0.0B

Pros & Cons

Calgary
Advantages
Calgary has a high median household after-tax income compared to other major Canadian cities, at $107,400 CAD (2021 Census).
The city's Crime Severity Index fell to a near historic low of 61.7 in 2025, well below the national average.
Calgary's tech ecosystem is experiencing rapid growth, expanding at four times the Canadian average since 2021.
Alberta has the lowest provincial tax rate nationally, with no provincial sales tax or land transfer tax, making everyday purchases and homeownership more affordable.
Calgary offers a high quality of life, with 78% of residents rating it as good or excellent in 2025.
Drawbacks
Despite overall safety, property crime remains a significant concern in Calgary, with 51,999 incidents in 2025.
Calgary is largely a car-dependent city, with an average Walk Score of 39, indicating that most errands require a car.
The unemployment rate in Calgary was 6.8% in December 2025, which, while improved, remains a factor for job seekers.
Only 10% of Calgarians live within walking distance of fast and frequent public transit service, limiting car-free convenience.
Rising housing costs, including rent and home purchase prices, continue to be an important consideration for residents.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Calgary
#6
Alberta, Canada
75.0 / 100 overall
Avg Rent
$1,177
Avg Salary
$53,505
Cost Index
65
Commute
28 min
Transit Score
55.0/10
Walkability
39.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
2.53%
Unemployment
6.80%
Livability
78
Business
80
View Full Profile
Toledo
#64
Ohio, USA
68.0 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
View Full Profile

Calculate Your Cost Impact

Estimate the salary you'd need when moving between Calgary and Toledo.

Open Cost Calculator