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Cambridge vs Lynn

Cost of living, salaries, climate and quality of life compared side by side.

Massachusetts, USA
View Cambridge profile
#424 in USA
57
Overall Score
VS
Massachusetts, USA
View Lynn profile
#499 in USA
53
Overall Score
Cambridge scores higher overall

Score Breakdown

Cambridge
Lynn
Livability
88
74
Affordability
42
68
Business
92
70
Growth
81
72

Cost of Living

Lynn is the more affordable option overall — monthly living expenses run about 20% lower than in Cambridge. Housing costs are a major driver: Cambridge's average rent is 27% higher than Lynn's.
MetricCambridgeLynnDiff
Average Rent
$3,100$2,450+27%
Groceries
$520$400+30%
Utilities
$210$180+17%
Transport
$100$90+11%
Healthcare
$280$230+22%
Monthly Total
$4,210$3,350+26%
Cost Index
165108out of 100

Salary & Income

Cambridge offers 23% higher average salaries. However, when adjusted for local cost of living, Lynn delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Cambridge is estimated at $85,000 vs $65,000 in Lynn.
MetricCambridgeLynn
Average Salary
$92,000$75,043
Salary Needed
$85,000$65,000
Purchasing Power
55,758 idx69,484 idx
Household Income
$118,500$75,043

Climate Comparison

Both cities share a similar average temperature, within 0.7°F of each other. Winter severity differs too — Lynn sees 1.4 more inches of snowfall annually.
MetricCambridgeLynn
Avg Temp
51.00°F50.30°F
Summer High
80.50°F77.80°F
Winter Low
20.60°F21.20°F
Rainfall
40.20 in41.10 in
Snowfall
25.00 in26.40 in
Sunny Days
250245
Humidity
64.00%65.00%

Commute & Transport

Cambridge has the shorter commute — saving residents roughly 2,000 minutes (33 hours) per year compared to Lynn. Cambridge scores higher for public transit, making it the better choice for car-free living. For walkability, Cambridge leads — a better score here means more amenities reachable on foot.
MetricCambridgeLynn
Commute Time
28 min32 min
Transit Score
85.0/10040.0/100
Walkability
91.0/10070.0/100
Traffic Index
58.0052.00
Car Dependency
LowMedium

Economy & Demographics

Cambridge is the larger city — approximately 1.1x the population of Lynn. From a growth perspective, Cambridge is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Cambridge has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricCambridgeLynn
Population
118,258104,236
Pop. Growth
0.80%0.64%
Median Age
32.436.5
Unemployment
3.20%5.20%
GDP
——

Pros & Cons

Cambridge
Advantages
World-class public transit and pedestrian infrastructure with a Walk Score over 90 per Redfin 2025 data
Global epicenter for biotechnology and life sciences careers centered around Kendall Square per BLS 2025 reports
Home to two top-tier global universities (Harvard and MIT) driving an intellectually vibrant cultural scene
Exceptionally low violent crime rate relative to national urban averages per FBI crime data 2025
Extensive green spaces, including miles of accessible waterfront along the Charles River Esplanade
Drawbacks
Extremely high cost of living, with average rents exceeding 3,000 USD per Zillow 2025 market reports
Severe housing shortage and hyper-competitive real estate market driving up purchase prices
Heavy traffic congestion and limited street parking for vehicle owners
State and local tax burdens that trend higher than the national average
Significant seasonal population fluctuations driven by the academic calendar
Lynn
Advantages
Median rent of $2,450 offers significant savings compared to Boston's metropolitan averages while remaining close to the coast
MBTA Commuter Rail provides fast under-20-minute direct access from Central Square to Boston's North Station
Lynn Woods Reservation offers 2,200 acres of pristine public forest, hiking trails, and outdoor recreation
Exceptionally diverse cultural scene featuring authentic global cuisine and vibrant public street art festivals
Proximity to major employment anchors including GE Aerospace and regional healthcare networks
Drawbacks
Overall cost of living tracks roughly 8% above the national average due to regional housing pressures
Traffic congestion along major commuter arteries like Route 1A can cause heavy delays during peak hours
Property crime and localized urban safety challenges require ongoing municipal and police intervention
portions of the housing stock are older and may require significant maintenance or energy retrofitting
Public school performance metrics have historically faced challenges typical of urban Gateway Cities

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Cambridge
#424
Massachusetts, USA
57.0 / 100 overall
Avg Rent
$3,100
Avg Salary
$92,000
Cost Index
165
Commute
28 min
Transit Score
85.0/100
Walkability
91.0/100
Sunny Days
250/yr
Avg Temp
51.00°F
Pop. Growth
0.80%
Unemployment
3.20%
Livability
88
Business
92
View Full Profile
Lynn
#499
Massachusetts, USA
52.6 / 100 overall
Avg Rent
$2,450
Avg Salary
$75,043
Cost Index
108
Commute
32 min
Transit Score
40.0/100
Walkability
70.0/100
Sunny Days
245/yr
Avg Temp
50.30°F
Pop. Growth
0.64%
Unemployment
5.20%
Livability
74
Business
70
View Full Profile

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