Performance
Score Breakdown
Miami
Toledo
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Toledo is the more affordable option overall — monthly living expenses run approximately
98% higher compared to Miami.
Housing costs are a major driver: Miami's average rent is
137% higher than Toledo's.
| Metric | Miami | Toledo | Diff |
|---|---|---|---|
| Average Rent | $2,247 | $950 | +137% |
| Groceries | $765 | $342 | +124% |
| Utilities | $378 | $295 | +28% |
| Transport | $368 | $180 | +104% |
| Healthcare | $128 | $200 | -36% |
| Monthly Total | $3,886 | $1,967 | +98% |
| Cost Index | 120 | 95 | out of 100 |
Income
Salary & Income
Toledo offers 14% lower average salaries.
However, when adjusted for local cost of living, Toledo delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Miami is estimated at
$87,156 vs $52,000 in Toledo.
| Metric | Miami | Toledo |
|---|---|---|
| Average Salary | $60,900 | $71,000 |
| Salary Needed | $87,156 | $52,000 |
| Purchasing Power | 50,750 idx | 74,737 idx |
| Household Income | $62,462 | $49,724 |
Weather
Climate Comparison
Both cities share a similar average temperature, within 0°F of each other.
| Metric | Miami | Toledo |
|---|---|---|
| Avg Temp | °F | °F |
| Summer High | °F | °F |
| Winter Low | °F | °F |
| Rainfall | in | in |
| Snowfall | in | in |
| Sunny Days | ||
| Humidity | 75.00% | 70.00% |
Mobility
Commute & Transport
Toledo has the shorter commute — saving residents roughly
3,500 minutes (58 hours) per year compared to Miami.
Miami scores higher for public transit, making it the better choice for car-free living.
For walkability, Miami leads — a better score here means more amenities reachable on foot.
| Metric | Miami | Toledo |
|---|---|---|
| Commute Time | 27 min | 20 min |
| Transit Score | 65.0/10 | 45.0/10 |
| Walkability | 77.0/10 | 46.0/10 |
| Traffic Index | 60.00 | 50.00 |
| Car Dependency | Medium | High |
Population
Economy & Demographics
Miami is the larger city
— approximately 1.8x the population of Toledo.
From a growth perspective, Miami is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Miami has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Miami | Toledo |
|---|---|---|
| Population | 489,812 | 267,463 |
| Pop. Growth | 2.07% | % |
| Median Age | 39.3 | 35.8 |
| Unemployment | 2.80% | 4.40% |
| GDP | $0.0B | $0.0B |
At a Glance
Pros & Cons
Miami
Advantages
Miami was ranked the second-most walkable city in the U.S. in 2025, with a walkability score of 77 out of 100.
The city boasts a diverse and growing economy, with strong sectors in technology, healthcare, and international trade.
Florida has no state income tax, which can be a significant financial advantage for residents and businesses.
Miami offers a vibrant cultural scene, influenced by its rich Latin American heritage, with diverse dining, music, and entertainment options.
The presence of highly-ranked hospitals like Baptist Health Baptist Hospital and Jackson Memorial Hospital ensures access to quality healthcare.
Drawbacks
The cost of living in Miami is significantly higher than the national average, with housing expenses being 57% more expensive.
Average rent in Miami is 35% higher than the national average, making it one of the most expensive rental markets in the U.S..
While improving, traffic congestion can be a challenge, and car dependency remains a factor for many residents outside highly walkable areas.
The median household income in Miami ($62,462 in 2024) is lower than the national average, potentially impacting affordability for some residents.
Summers in Miami are hot and humid, with a high likelihood of rainfall and tropical weather events.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Miami
#5Florida, USA
78.0 / 100 overall
Avg Rent
$2,247
Avg Salary
$60,900
Cost Index
120
Commute
27 min
Transit Score
65.0/10
Walkability
77.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
2.07%
Unemployment
2.80%
Livability
82
Business
80
Toledo
#64Ohio, USA
68.0 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
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