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Modesto vs San Jose

Cost of living, salaries, climate and quality of life compared side by side.

California, USA
View Modesto profile
#546 in USA
49
Overall Score
VS
California, USA
View San Jose profile
#492 in USA
53
Overall Score
San Jose scores higher overall

Score Breakdown

Modesto
San Jose
Livability
71
79
Affordability
65
42
Business
67
85
Growth
69
76

Cost of Living

Modesto is the more affordable option overall — monthly living expenses run about 34% lower than in San Jose. Housing costs are a major driver: Modesto's average rent is 43% lower than San Jose's.
MetricModestoSan JoseDiff
Average Rent
$1,950$3,395-43%
Groceries
$420$480-13%
Utilities
$210$195+8%
Transport
$130$140-7%
Healthcare
$240$270-11%
Monthly Total
$2,950$4,480-34%
Cost Index
98175out of 100

Salary & Income

San Jose offers 42% lower average salaries. However, when adjusted for local cost of living, Modesto delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Modesto is estimated at $60,000 vs $95,000 in San Jose.
MetricModestoSan Jose
Average Salary
$66,500$115,000
Salary Needed
$60,000$95,000
Purchasing Power
67,857 idx65,714 idx
Household Income
$79,891$146,427

Climate Comparison

Both cities share a similar average temperature, within 2.7°F of each other. Winter severity differs too — San Jose sees 0.5 more inches of snowfall annually.
MetricModestoSan Jose
Avg Temp
64.40°F61.70°F
Summer High
94.80°F82.20°F
Winter Low
41.50°F43.20°F
Rainfall
20.10 in20.30 in
Snowfall
0.70 in1.20 in
Sunny Days
325319
Humidity
55.00%60.00%

Commute & Transport

San Jose has the shorter commute — saving residents roughly 1,500 minutes (25 hours) per year compared to Modesto. San Jose scores higher for public transit, making it the better choice for car-free living. For walkability, San Jose leads — a better score here means more amenities reachable on foot.
MetricModestoSan Jose
Commute Time
31 min28 min
Transit Score
42.0/10052.0/100
Walkability
45.0/10058.0/100
Traffic Index
48.0065.00
Car Dependency
HighHigh

Economy & Demographics

San Jose is the larger city — approximately 0.2x the population of Modesto. From a growth perspective, Modesto is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, San Jose has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricModestoSan Jose
Population
219,652989,814
Pop. Growth
0.50%—
Median Age
35.138.2
Unemployment
7.00%4.10%
GDP
——

Pros & Cons

Modesto
Advantages
Median home prices in Modesto remain substantially more affordable than coastal California markets like San Francisco or San Jose.
The city features cultural landmarks like the Gallo Center for the Arts, providing vibrant local entertainment and performing arts.
Proximity to agricultural hubs offers residents access to exceptional local produce and weekly farmers' markets.
Robust regional healthcare networks provide advanced medical care and extensive employment opportunities.
Geographic location provides convenient weekend access to Yosemite National Park and the Sierra Nevada mountains.
Drawbacks
Crime rates for both property and violent categories sit notably above the national average.
Summer temperatures regularly reach extreme highs, requiring significant energy costs for residential air conditioning.
High car dependency and limited public transit options lead to congested arterial roadways during peak commuting hours.
Local unemployment rates historically track higher than the national baseline due to seasonal agricultural shifts.
Air quality in the San Joaquin Valley basin can experience periodic degradation during peak summer and wildfire seasons.
San Jose
Advantages
Median household income in San Jose is exceptionally high at $146,427, nearly double the national average per the U.S. Census Bureau.
The city enjoys an outstanding climate featuring approximately 319 sunny days per year and mild seasonal temperatures.
San Jose's computer and mathematical occupational sectors command a mean hourly wage of $97.15, vastly outperforming national benchmarks.
The local economy is anchored by global tech innovators and massive employers, offering unmatched career growth in engineering and software.
Educational attainment is remarkably high, with nearly 49% of residents holding a bachelor's degree or higher.
Drawbacks
The cost of living runs substantially above the national average, driven by high RPP indices and steep consumer prices.
Average monthly rent for apartments exceeds $3,300, placing heavy financial strain on renters.
Median home values surpass $1.2 million, creating significant barriers to entry for prospective homebuyers.
Traffic congestion during peak commuting hours on regional freeways can lead to frustrating daily transit times.
Property crime and vehicle break-ins remain persistent urban challenges across certain commercial corridors.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Modesto
#546
California, USA
48.9 / 100 overall
Avg Rent
$1,950
Avg Salary
$66,500
Cost Index
98
Commute
31 min
Transit Score
42.0/100
Walkability
45.0/100
Sunny Days
325/yr
Avg Temp
64.40°F
Pop. Growth
0.50%
Unemployment
7.00%
Livability
71
Business
67
View Full Profile
San Jose
#492
California, USA
53.3 / 100 overall
Avg Rent
$3,395
Avg Salary
$115,000
Cost Index
175
Commute
28 min
Transit Score
52.0/100
Walkability
58.0/100
Sunny Days
319/yr
Avg Temp
61.70°F
Pop. Growth
%
Unemployment
4.10%
Livability
79
Business
85
View Full Profile

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