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Schenectady vs Moncton

Cost of living, salaries, climate and quality of life compared side by side.

New York, USA
View Schenectady profile
#164 in USA
38
Overall Score
VS
New Brunswick, Canada
View Moncton profile
#8 in Canada
73
Overall Score
Moncton scores higher overall

Score Breakdown

Schenectady
Moncton
Livability
78
79
Affordability
75
70
Business
65
80
Growth
70
85

Cost of Living

Moncton is the more affordable option overall — monthly living expenses run approximately 129% higher compared to Schenectady. Housing costs are a major driver: Schenectady's average rent is 72% higher than Moncton's.
MetricSchenectadyMonctonDiff
Average Rent
$1,425$829+72%
Groceries
$442$258+71%
Utilities
$323$207+56%
Transport
$899$52+1629%
Healthcare
$0$00%
Monthly Total
$3,089$1,346+129%
Cost Index
9963out of 100

Salary & Income

Schenectady offers 69% higher average salaries. However, when adjusted for local cost of living, Schenectady delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Schenectady is estimated at $70,000 vs $37,259 in Moncton.
MetricSchenectadyMoncton
Average Salary
$55,374$32,764
Salary Needed
$70,000$37,259
Purchasing Power
55,933 idx52,006 idx
Household Income
$58,399$48,280

Climate Comparison

Both cities share a similar average temperature, within 0°F of each other.
MetricSchenectadyMoncton
Avg Temp
°F°F
Summer High
°F°F
Winter Low
°F°F
Rainfall
in in
Snowfall
in in
Sunny Days
Humidity
66.00%75.00%

Commute & Transport

Moncton has the shorter commute — saving residents roughly 3,500 minutes (58 hours) per year compared to Schenectady. Schenectady scores higher for public transit, making it the better choice for car-free living. For walkability, Schenectady leads — a better score here means more amenities reachable on foot.
MetricSchenectadyMoncton
Commute Time
22 min15 min
Transit Score
50.0/1045.0/10
Walkability
60.0/1035.0/10
Traffic Index
55.00
Car Dependency
MediumMedium

Economy & Demographics

Moncton is the larger city — approximately 0.7x the population of Schenectady. From a growth perspective, Moncton is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Schenectady has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricSchenectadyMoncton
Population
68,847102,378
Pop. Growth
1.00%3.70%
Median Age
36.140.8
Unemployment
5.00%9.10%
GDP
$11.3B$0.0B

Pros & Cons

Schenectady
Advantages
Exceptional Livability Score of 78/100 [22].
Cost of living is 18% lower than the New York State average [22].
Median sale price of homes increased by 6.2% year-over-year as of June 2026 [25].
Revitalized downtown area with growing tech firms and cultural attractions [41].
Schenectady County experienced a 5% GDP growth in 2023 [8].
Drawbacks
High crime rates, with a safety grade of 'F' and violent crime rates significantly above national averages [8, 22].
Homeownership rate (45.6%) is lower than the national average (65.2%) [3].
Median household income ($58,399) is lower than the national average.
Moderate public transit score of 50/100 [27].
Higher than average transportation costs (5% higher than national average) [21].
Moncton
Advantages
Moncton boasts an affordable cost of living compared to larger Canadian cities.
The city has a strong and growing economy with diverse job opportunities.
Moncton is known for its friendly atmosphere and strong community ties.
Its central location in the Maritimes makes it a strategic hub for transportation and business.
The average commute time in Moncton is relatively short, at 14.7 minutes.
Drawbacks
Access to a family doctor can be challenging, reflecting a broader issue in New Brunswick.
The city experiences harsh winters with significant snow and cold temperatures.
Public transportation options are considered limited compared to larger cities, leading to higher car dependency.
Rapid population growth has led to housing supply strain and an affordability crisis, with rising rents and home prices.
Moncton has seen increases in its crime rate and violent crime severity index in recent years.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Schenectady
#164
New York, USA
38.1 / 100 overall
Avg Rent
$1,425
Avg Salary
$55,374
Cost Index
99
Commute
22 min
Transit Score
50.0/10
Walkability
60.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
1.00%
Unemployment
5.00%
Livability
78
Business
65
View Full Profile
Moncton
#8
New Brunswick, Canada
72.9 / 100 overall
Avg Rent
$829
Avg Salary
$32,764
Cost Index
63
Commute
15 min
Transit Score
45.0/10
Walkability
35.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
3.70%
Unemployment
9.10%
Livability
79
Business
80
View Full Profile

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