City Comparison
Ormoc vs Bay City
Cost of living, salaries, climate and quality of life compared side by side.
VS
Ormoc scores higher overall
Performance
Score Breakdown
Ormoc
Bay City
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Ormoc is the more affordable option overall — monthly living expenses run about
55% lower than in Bay City.
Housing costs are a major driver: Ormoc's average rent is
71% lower than Bay City's.
| Metric | Ormoc | Bay City | Diff |
|---|---|---|---|
| Average Rent | $271 | $950 | -71% |
| Groceries | $231 | $380 | -39% |
| Utilities | $67 | $175 | -62% |
| Transport | $20 | $110 | -82% |
| Healthcare | $250 | $230 | +9% |
| Monthly Total | $839 | $1,845 | -55% |
| Cost Index | 95 | 85 | out of 100 |
Income
Salary & Income
Ormoc offers 25% higher average salaries.
However, when adjusted for local cost of living, Ormoc delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Ormoc is estimated at
$55,000 vs $42,000 in Bay City.
| Metric | Ormoc | Bay City |
|---|---|---|
| Average Salary | $65,000 | $52,000 |
| Salary Needed | $55,000 | $42,000 |
| Purchasing Power | 68,421 idx | 61,176 idx |
| Household Income | $62,000 | $48,500 |
Weather
Climate Comparison
Ormoc runs warmer on average — a 32.2°F difference year-round.
For sunshine, Bay City comes out ahead with 171 more sunny days per year,
which can meaningfully impact mood and outdoor lifestyle.
Winter severity differs too — Bay City sees 34.6 more inches of snowfall annually.
| Metric | Ormoc | Bay City |
|---|---|---|
| Avg Temp | 81.00°F | 48.80°F |
| Summer High | 87.30°F | 79.90°F |
| Winter Low | 73.20°F | 16.80°F |
| Rainfall | 120.30 in | 29.50 in |
| Snowfall | 0.00 in | 34.60 in |
| Sunny Days | 87 | 258 |
| Humidity | 65.00% | 70.00% |
Mobility
Commute & Transport
Bay City has the shorter commute — saving residents roughly
3,500 minutes (58 hours) per year compared to Ormoc.
Ormoc scores higher for public transit, making it the better choice for car-free living.
For walkability, Ormoc leads — a better score here means more amenities reachable on foot.
| Metric | Ormoc | Bay City |
|---|---|---|
| Commute Time | 28 min | 21 min |
| Transit Score | 55.0/100 | 38.0/100 |
| Walkability | 60.0/100 | 52.0/100 |
| Traffic Index | 45.00 | 30.00 |
| Car Dependency | Medium | High |
Population
Economy & Demographics
Ormoc is the larger city
— approximately 7.3x the population of Bay City.
From a growth perspective, Ormoc is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Ormoc has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Ormoc | Bay City |
|---|---|---|
| Population | 238,545 | 32,611 |
| Pop. Growth | 0.77% | — |
| Median Age | 38.0 | 41.5 |
| Unemployment | 4.10% | 5.20% |
| GDP | — | — |
At a Glance
Pros & Cons
Ormoc
Advantages
Recognized as one of the safest cities in the Philippines, with a strong focus on good governance and community well-being.
Offers a low cost of living, ranking among the least expensive cities globally and within the Philippines, making it affordable for residents.
Has a growing and diversified economy supported by agriculture, energy, and retail sectors, with ongoing investments in development.
Experiencing a developing housing market with increasing demand and new real estate projects, offering investment opportunities.
Recognized for its commitment to sustainable tourism and community-based initiatives, earning awards for its eco-tourism programs.
Drawbacks
Has a history of experiencing severe natural disasters, including typhoons and floods, necessitating a strong focus on disaster preparedness.
While improving, the city's infrastructure, particularly transportation, may still be developing compared to larger urban centers.
The average salary may be lower compared to major metropolitan areas in the Philippines, impacting purchasing power for some residents.
Limited availability of detailed, up-to-date data for certain metrics like walkability scores and specific transit statistics.
The city's economy, while growing, is still largely dependent on traditional sectors like agriculture, which can be susceptible to external factors.
Bay City
Advantages
Median home prices in Bay City are significantly lower than the national average per recent housing market data.
Abundant waterfront access along the Saginaw River and Saginaw Bay supports a strong boating and outdoor recreation culture.
Rich architectural heritage featuring expansive historic districts with preserved 19th-century Victorian homes.
Low overall cost of living indices allow residents to enjoy greater financial affordability on everyday goods and utilities.
Active downtown district featuring local dining, craft beverage makers, and community festivals.
Drawbacks
Cold, snowy winters require residents to adapt to significant seasonal snowfall and freezing temperatures.
Limited public transit infrastructure creates a high reliance on personal automobiles for daily transportation.
Job growth in certain traditional sectors has lagged behind larger metropolitan areas in Michigan.
Higher poverty rates in specific city neighborhoods compared to the broader suburban county areas.
Cooler spring and autumn shoulder seasons shorten the peak window for outdoor activities.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Ormoc
#15Visayas, Philippines
60.3 / 100 overall
Avg Rent
$271
Avg Salary
$65,000
Cost Index
95
Commute
28 min
Transit Score
55.0/100
Walkability
60.0/100
Sunny Days
87/yr
Avg Temp
81.00°F
Pop. Growth
0.77%
Unemployment
4.10%
Livability
74
Business
68
Bay City
#401Michigan, USA
58.4 / 100 overall
Avg Rent
$950
Avg Salary
$52,000
Cost Index
85
Commute
21 min
Transit Score
38.0/100
Walkability
52.0/100
Sunny Days
258/yr
Avg Temp
48.80°F
Pop. Growth
%
Unemployment
5.20%
Livability
72
Business
65
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