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Ormoc vs Swartz Creek

Cost of living, salaries, climate and quality of life compared side by side.

Visayas, Philippines
View Ormoc profile
#15 in Philippines
60
Overall Score
VS
Michigan, USA
View Swartz Creek profile
#146 in USA
65
Overall Score
Swartz Creek scores higher overall

Score Breakdown

Ormoc
Swartz Creek
Livability
74
78
Affordability
65
80
Business
68
68
Growth
70
69

Cost of Living

Ormoc is the more affordable option overall — monthly living expenses run about 61% lower than in Swartz Creek. Housing costs are a major driver: Ormoc's average rent is 78% lower than Swartz Creek's.
MetricOrmocSwartz CreekDiff
Average Rent
$271$1,250-78%
Groceries
$231$380-39%
Utilities
$67$175-62%
Transport
$20$110-82%
Healthcare
$250$230+9%
Monthly Total
$839$2,145-61%
Cost Index
9592out of 100

Salary & Income

Ormoc offers 5% higher average salaries. However, when adjusted for local cost of living, Ormoc delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Ormoc is estimated at $55,000 vs $48,000 in Swartz Creek.
MetricOrmocSwartz Creek
Average Salary
$65,000$62,000
Salary Needed
$55,000$48,000
Purchasing Power
68,421 idx67,391 idx
Household Income
$62,000$64,500

Climate Comparison

Ormoc runs warmer on average — a 32.3°F difference year-round. For sunshine, Swartz Creek comes out ahead with 164 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Swartz Creek sees 33.6 more inches of snowfall annually.
MetricOrmocSwartz Creek
Avg Temp
81.00°F48.70°F
Summer High
87.30°F80.20°F
Winter Low
73.20°F16.50°F
Rainfall
120.30 in30.20 in
Snowfall
0.00 in33.60 in
Sunny Days
87251
Humidity
65.00%68.00%

Commute & Transport

Swartz Creek has the shorter commute — saving residents roughly 2,000 minutes (33 hours) per year compared to Ormoc. Ormoc scores higher for public transit, making it the better choice for car-free living. For walkability, Ormoc leads — a better score here means more amenities reachable on foot.
MetricOrmocSwartz Creek
Commute Time
28 min24 min
Transit Score
55.0/10035.0/100
Walkability
60.0/10048.0/100
Traffic Index
45.0038.00
Car Dependency
MediumHigh

Economy & Demographics

Ormoc is the larger city — approximately 41.9x the population of Swartz Creek. From a growth perspective, Ormoc is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Ormoc has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricOrmocSwartz Creek
Population
238,5455,700
Pop. Growth
0.77%0.50%
Median Age
38.041.2
Unemployment
4.10%4.30%
GDP
——

Pros & Cons

Ormoc
Advantages
Recognized as one of the safest cities in the Philippines, with a strong focus on good governance and community well-being.
Offers a low cost of living, ranking among the least expensive cities globally and within the Philippines, making it affordable for residents.
Has a growing and diversified economy supported by agriculture, energy, and retail sectors, with ongoing investments in development.
Experiencing a developing housing market with increasing demand and new real estate projects, offering investment opportunities.
Recognized for its commitment to sustainable tourism and community-based initiatives, earning awards for its eco-tourism programs.
Drawbacks
Has a history of experiencing severe natural disasters, including typhoons and floods, necessitating a strong focus on disaster preparedness.
While improving, the city's infrastructure, particularly transportation, may still be developing compared to larger urban centers.
The average salary may be lower compared to major metropolitan areas in the Philippines, impacting purchasing power for some residents.
Limited availability of detailed, up-to-date data for certain metrics like walkability scores and specific transit statistics.
The city's economy, while growing, is still largely dependent on traditional sectors like agriculture, which can be susceptible to external factors.
Swartz Creek
Advantages
Median home prices and overall cost of living remain significantly below the national average per US Census Bureau data.
Consistently low crime rates provide an exceptionally safe environment for families and retirees.
Highly rated local school district offering robust academic and extracurricular programs.
Convenient geographic location with direct access to I-69, facilitating easy commutes to Flint and Lansing.
Active community parks and recreational programming that foster strong local engagement.
Drawbacks
High reliance on personal automobiles due to limited public transportation infrastructure.
Fewer high-paying local corporate headquarters within city limits, requiring outbound commuting for certain professional sectors.
Limited nightlife and entertainment venues directly within the city center.
Winters bring heavy snowfall averaging over 33 inches, requiring consistent snow removal efforts.
Modest pace of new commercial development compared to larger surrounding suburbs.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Ormoc
#15
Visayas, Philippines
60.3 / 100 overall
Avg Rent
$271
Avg Salary
$65,000
Cost Index
95
Commute
28 min
Transit Score
55.0/100
Walkability
60.0/100
Sunny Days
87/yr
Avg Temp
81.00°F
Pop. Growth
0.77%
Unemployment
4.10%
Livability
74
Business
68
View Full Profile
Swartz Creek
#146
Michigan, USA
65.3 / 100 overall
Avg Rent
$1,250
Avg Salary
$62,000
Cost Index
92
Commute
24 min
Transit Score
35.0/100
Walkability
48.0/100
Sunny Days
251/yr
Avg Temp
48.70°F
Pop. Growth
0.50%
Unemployment
4.30%
Livability
78
Business
68
View Full Profile

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