Performance
Score Breakdown
Surrey
Toledo
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Toledo is the more affordable option overall — monthly living expenses run approximately
7% higher compared to Surrey.
Housing costs are a major driver: Surrey's average rent is
54% higher than Toledo's.
| Metric | Surrey | Toledo | Diff |
|---|---|---|---|
| Average Rent | $1,462 | $950 | +54% |
| Groceries | $287 | $342 | -16% |
| Utilities | $122 | $295 | -59% |
| Transport | $80 | $180 | -56% |
| Healthcare | $150 | $200 | -25% |
| Monthly Total | $2,101 | $1,967 | +7% |
| Cost Index | 95 | out of 100 |
Income
Salary & Income
Toledo offers 51% lower average salaries.
The minimum comfortable salary in Surrey is estimated at
$45,000 vs $52,000 in Toledo.
| Metric | Surrey | Toledo |
|---|---|---|
| Average Salary | $34,490 | $71,000 |
| Salary Needed | $45,000 | $52,000 |
| Household Income | $62,353 | $49,724 |
Weather
Climate Comparison
Both cities share a similar average temperature, within 0°F of each other.
| Metric | Surrey | Toledo |
|---|---|---|
| Avg Temp | °F | °F |
| Summer High | °F | °F |
| Winter Low | °F | °F |
| Rainfall | in | in |
| Snowfall | in | in |
| Sunny Days | ||
| Humidity | 70.00% | 70.00% |
Mobility
Commute & Transport
Toledo has the shorter commute — saving residents roughly
8,500 minutes (142 hours) per year compared to Surrey.
Surrey scores higher for public transit, making it the better choice for car-free living.
| Metric | Surrey | Toledo |
|---|---|---|
| Commute Time | 37 min | 20 min |
| Transit Score | 47.0/10 | 45.0/10 |
| Walkability | 46.0/10 | 46.0/10 |
| Traffic Index | 163.00 | 50.00 |
| Car Dependency | High | High |
Population
Economy & Demographics
Surrey is the larger city
— approximately 2.7x the population of Toledo.
From a growth perspective, Surrey is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Toledo has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Surrey | Toledo |
|---|---|---|
| Population | 721,000 | 267,463 |
| Pop. Growth | 2.50% | % |
| Median Age | 39.5 | 35.8 |
| Unemployment | 5.10% | 4.40% |
| GDP | $0.0B | $0.0B |
At a Glance
Pros & Cons
Surrey
Advantages
Surrey is one of Canada's fastest-growing cities, with a rapidly increasing population and strong economic indicators. [cite: 15, 43, previous search]
The city boasts a robust and diverse economy, with a company growth rate of 2.2% as of October 2025. [cite: 2, previous search]
Surrey's unemployment rate is low at 5.1% (October 2025), indicating a healthy job market. [cite: 2, previous search]
Crime rates in Surrey are 12% lower than the British Columbia average, contributing to a sense of safety. [cite: 31, previous search]
The city offers a more affordable cost of living compared to Vancouver, particularly in housing. [cite: 24, 29, previous search]
Drawbacks
Despite being more affordable than Vancouver, housing costs in Surrey remain a significant expense, with a median home price of $845,000 CAD in April 2026.
The average commute time is approximately 37 minutes, and traffic congestion can be high.
Surrey is considered a car-dependent city, with a Walk Score of 46 and a Transit Score of 47. [cite: 6, 14, previous search]
While public transit is available, the options are somewhat limited compared to more densely populated urban centers. [cite: 14, previous search]
Home care costs can be substantial, averaging around $3,440 USD per month for moderate care.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Surrey
#13British Columbia, Canada
72.0 / 100 overall
Avg Rent
$1,462
Avg Salary
$34,490
Cost Index
Commute
37 min
Transit Score
47.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
2.50%
Unemployment
5.10%
Livability
74
Business
75
Toledo
#64Ohio, USA
68.0 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
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