City Comparison
Teramo vs Bay City
Cost of living, salaries, climate and quality of life compared side by side.
VS
Teramo scores higher overall
Performance
Score Breakdown
Teramo
Bay City
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Teramo is the more affordable option overall — monthly living expenses run about
29% lower than in Bay City.
Housing costs are a major driver: Teramo's average rent is
32% lower than Bay City's.
| Metric | Teramo | Bay City | Diff |
|---|---|---|---|
| Average Rent | $650 | $950 | -32% |
| Groceries | $350 | $380 | -8% |
| Utilities | $160 | $175 | -9% |
| Transport | $50 | $110 | -55% |
| Healthcare | $100 | $230 | -57% |
| Monthly Total | $1,310 | $1,845 | -29% |
| Cost Index | 62 | 85 | out of 100 |
Income
Salary & Income
Bay City offers 46% lower average salaries.
However, when adjusted for local cost of living, Bay City delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Teramo is estimated at
$24,000 vs $42,000 in Bay City.
| Metric | Teramo | Bay City |
|---|---|---|
| Average Salary | $28,000 | $52,000 |
| Salary Needed | $24,000 | $42,000 |
| Purchasing Power | 45,161 idx | 61,176 idx |
| Household Income | $31,000 | $48,500 |
Weather
Climate Comparison
Teramo runs warmer on average — a 11°F difference year-round.
For sunshine, Bay City comes out ahead with 15 more sunny days per year,
which can meaningfully impact mood and outdoor lifestyle.
Winter severity differs too — Bay City sees 34.3 more inches of snowfall annually.
| Metric | Teramo | Bay City |
|---|---|---|
| Avg Temp | 59.80°F | 48.80°F |
| Summer High | 86.40°F | 79.90°F |
| Winter Low | 40.40°F | 16.80°F |
| Rainfall | 36.00 in | 29.50 in |
| Snowfall | 0.30 in | 34.60 in |
| Sunny Days | 243 | 258 |
| Humidity | 68.00% | 70.00% |
Mobility
Commute & Transport
Both cities have comparable commute times, within 1 minutes of each other.
Teramo scores higher for public transit, making it the better choice for car-free living.
For walkability, Teramo leads — a better score here means more amenities reachable on foot.
| Metric | Teramo | Bay City |
|---|---|---|
| Commute Time | 20 min | 21 min |
| Transit Score | 45.0/100 | 38.0/100 |
| Walkability | 72.0/100 | 52.0/100 |
| Traffic Index | 35.00 | 30.00 |
| Car Dependency | Medium | High |
Population
Economy & Demographics
Teramo is the larger city
— approximately 1.7x the population of Bay City.
From a growth perspective, Teramo is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Bay City has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Teramo | Bay City |
|---|---|---|
| Population | 54,000 | 32,611 |
| Pop. Growth | — | — |
| Median Age | 45.0 | 41.5 |
| Unemployment | 8.50% | 5.20% |
| GDP | — | — |
At a Glance
Pros & Cons
Teramo
Advantages
Significantly lower cost of living and housing prices compared to major Italian metropolitan areas per ISTAT and Numbeo 2024 data
Proximity to both the Gran Sasso mountains and the Adriatic coast offering exceptional outdoor recreation
Low crime rates and a strong sense of community safety across all neighborhoods
Authentic cultural experience with rich history, local festivals, and traditional Abruzzese gastronomy
Presence of the University of Teramo bringing cultural vibrancy and educational resources to the city
Drawbacks
Limited high-paying local career opportunities outside of public administration, education, and small businesses
Public transit options outside the city center are sparse, making car ownership nearly essential
An aging local demographic profile with slower population growth momentum
Limited international flight connectivity, requiring travel to Pescara or Rome for major airports
Fewer English-speaking services and expatriate networks compared to major Italian tourist hubs
Bay City
Advantages
Median home prices in Bay City are significantly lower than the national average per recent housing market data.
Abundant waterfront access along the Saginaw River and Saginaw Bay supports a strong boating and outdoor recreation culture.
Rich architectural heritage featuring expansive historic districts with preserved 19th-century Victorian homes.
Low overall cost of living indices allow residents to enjoy greater financial affordability on everyday goods and utilities.
Active downtown district featuring local dining, craft beverage makers, and community festivals.
Drawbacks
Cold, snowy winters require residents to adapt to significant seasonal snowfall and freezing temperatures.
Limited public transit infrastructure creates a high reliance on personal automobiles for daily transportation.
Job growth in certain traditional sectors has lagged behind larger metropolitan areas in Michigan.
Higher poverty rates in specific city neighborhoods compared to the broader suburban county areas.
Cooler spring and autumn shoulder seasons shorten the peak window for outdoor activities.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Teramo
#27Abruzzo, Italy
67.0 / 100 overall
Avg Rent
$650
Avg Salary
$28,000
Cost Index
62
Commute
20 min
Transit Score
45.0/100
Walkability
72.0/100
Sunny Days
243/yr
Avg Temp
59.80°F
Pop. Growth
%
Unemployment
8.50%
Livability
80
Business
62
Bay City
#401Michigan, USA
58.4 / 100 overall
Avg Rent
$950
Avg Salary
$52,000
Cost Index
85
Commute
21 min
Transit Score
38.0/100
Walkability
52.0/100
Sunny Days
258/yr
Avg Temp
48.80°F
Pop. Growth
%
Unemployment
5.20%
Livability
72
Business
65
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