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Toronto
Ontario, Canada
#13 in Canada
72
Overall Score
VS
Toledo
Ohio, USA
#68 in USA
68
Overall Score
Toronto scores higher overall

Score Breakdown

Toronto
Toledo
Livability
74
68
Affordability
55
85
Business
70
75
Growth
78
60

Cost of Living

Toledo is the more affordable option overall — monthly living expenses run approximately 21% higher compared to Toronto. Housing costs are a major driver: Toronto's average rent is 77% higher than Toledo's.
MetricTorontoToledoDiff
Average Rent
$1,686$950+77%
Groceries
$353$342+3%
Utilities
$155$295-47%
Transport
$92$180-49%
Healthcare
$100$200-50%
Monthly Total
$2,386$1,967+21%
Cost Index
7195out of 100

Salary & Income

Toledo offers 25% lower average salaries. However, when adjusted for local cost of living, Toledo delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Toronto is estimated at $55,013 vs $52,000 in Toledo.
MetricTorontoToledo
Average Salary
$52,898$71,000
Salary Needed
$55,013$52,000
Purchasing Power
74,504 idx74,737 idx
Household Income
$59,245$49,724

Climate Comparison

Both cities share a similar average temperature, within 0°F of each other.
MetricTorontoToledo
Avg Temp
°F°F
Summer High
°F°F
Winter Low
°F°F
Rainfall
in in
Snowfall
in in
Sunny Days
Humidity
75.00%70.00%

Commute & Transport

Toledo has the shorter commute — saving residents roughly 6,000 minutes (100 hours) per year compared to Toronto. Toronto scores higher for public transit, making it the better choice for car-free living. For walkability, Toronto leads — a better score here means more amenities reachable on foot.
MetricTorontoToledo
Commute Time
32 min20 min
Transit Score
78.0/1045.0/10
Walkability
71.0/1046.0/10
Traffic Index
180.0050.00
Car Dependency
MediumHigh

Economy & Demographics

Toronto is the larger city — approximately 11.3x the population of Toledo. From a growth perspective, Toronto is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Toledo has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricTorontoToledo
Population
3,025,647267,463
Pop. Growth
3.90%%
Median Age
41.535.8
Unemployment
8.90%4.40%
GDP
$0.0B$0.0B

Pros & Cons

Toronto
Advantages
Toronto was the fastest-growing metropolitan area in Canada and the U.S. for the second consecutive year, with its population surging by 3.9% between July 2023 and July 2024.
The city is a major business hub with a strong job market, particularly in high-demand fields like technology (fintech, AI) and healthcare.
Toronto boasts a highly diverse and multicultural population, with over half of its residents born outside of Canada, contributing to a rich cultural landscape.
The public transit system (TTC) is comprehensive, offering extensive subway, streetcar, and bus networks for easy navigation without a car.
Toronto offers a vibrant arts and culture scene, diverse culinary options, and numerous parks and green spaces for a high quality of life.
Drawbacks
Toronto has a high cost of living, with average rent for a one-bedroom apartment in the city center around $1,479 USD per month as of July 2026.
The unemployment rate in Toronto was elevated at 8.9% in September 2025, higher than both provincial and national averages.
The housing market faces significant affordability challenges, with average home prices reaching $1.05 million CAD in July 2024.
Rapid population growth has strained transportation infrastructure, leading to traffic congestion and longer commute times, averaging 32 minutes.
Despite job growth, the influx of workers has outpaced job absorption in some sectors, contributing to the higher unemployment rate.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Toronto
#13
Ontario, Canada
72.0 / 100 overall
Avg Rent
$1,686
Avg Salary
$52,898
Cost Index
71
Commute
32 min
Transit Score
78.0/10
Walkability
71.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
3.90%
Unemployment
8.90%
Livability
74
Business
70
View Full Profile
Toledo
#68
Ohio, USA
68.0 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
View Full Profile

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