Urblytica 30 days free banner
Urblytica - Free Event Listing
List Business List Event

Makati, Luzon

Philippines · Comprehensive city data and intelligence

78
Overall Score

Makati stands as the premier financial and commercial epicenter of the Philippines, situated right at the heart of Metro Manila. Historically evolving from a quiet riverside settlement and American-era military airfields into a glittering forest of high-rises, it anchors the country's corporate and diplomatic activity. People flock to Makati for unmatched career prospects, an energetic cosmopolitan culture, and a lifestyle that blends elite luxury with urban grit.

About Luzon

Luzon is the largest and most populous island in the Philippines, serving as the nation's economic and political center, home to over half of the Filipino population. Its economy is diverse, leading the country in both industry and agriculture, with major sectors including electronics, automotive, food processing, textiles, rice, corn, coconuts, sugarcane, and mining for gold, copper, and iron. The climate is tropical, and while the cost of living can be significantly lower than Western nations, particularly in rural areas, major cities like Metro Manila can have expenses comparable to international cities. Lifestyle varies from bustling urban centers to more relaxed provincial living, with transportation often relying on buses, tricycles, and jeepneys outside of major metropolitan areas.

309,770
Population
$1K
Avg Salary
41
Cost Index
78.2
Quality Score
How this 78/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 62 / 100 62.0 30% 18.6
Affordability Cost of living index (100 = national baseline): 41.0 100.0 25% 25.0
Economy & jobs Median household income: $12,500 Income needed to live here: $1,200 Unemployment rate: 5.2% 80.0 20% 16.0
Growth Population growth rate: 1.4% Job growth rate: 3.2% 72.0 15% 10.8
Business climate assessment Business climate assessment: 78 / 100 78.0 10% 7.8
Overall score 78.2

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 2 (reasoned), q=76), last refreshed 11 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Makati

Featured local businesses in Makati.

Put your business in front of people moving to Makati Featured businesses appear here for everyone researching Makati. Add a featured spot to your banner package, or start with a free listing.

Quality Scores

Business
78
Livability
70
Affordability
45
Growth
75

Cost of Living

The cost of living in Makati is noticeably higher than the national Philippine average, driven primarily by soaring real estate demand and upscale consumer markets within the Central Business District (CBD). While everyday local street food and public transport remain relatively budget-friendly, housing, lifestyle services, and dining in commercial zones command a steep premium. Consequently, residents must budget carefully to balance high accommodation costs against standard local expenses.

Average Rent
$900/mo
Groceries
$380/mo
Transport
$90/mo
Utilities
$170/mo
Healthcare
$150/mo
Gym membership (monthly)
$60.00
Cinema ticket
$8.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$230.00
Doctor visit (without insurance)
$40.00

Salary Insights

Makati boasts an exceptionally dynamic job market, serving as the headquarters for top local conglomerates, multinational corporations, major banks, and legal firms. The local economy thrives heavily on financial and insurance activities, real estate development, professional business services, and vibrant business process outsourcing (BPO) operations. While corporate competition is fierce, the city's robust economic growth and startup ecosystem continually draw ambitious professionals from across the nation.

The average salary in Makati is $680 per year. You would need approximately $1,200 to live comfortably.

Top Industries

Professional & Business Services +3.80% Business Process Outsourcing (BPO) +5.00% Real Estate & Property Development +3.50% Financial Services & Insurance +4.10% Retail, Hospitality & Tourism +2.90%

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
78.00%
Humidity
🌤️
Sunny Days

Transport

Getting around Makati relies on a combination of jeepneys, buses, ride-hailing applications, and private vehicles, supported by walkable elevated walkways within the core CBD. While the central district prioritizes pedestrian connectivity and shuttle systems, traffic congestion remains a major daily challenge during rush hours. Commuting across metro boundaries often requires patience as infrastructure contends with massive daily workforce inflows.

45 min
Avg Commute
52.00/10
Transit Score
65.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
Makati's GDP expanded by 5.0 percent in 2025, demonstrating sustained regional economic resilience per PSA data.
The city features premier healthcare infrastructure anchored by world-class hospitals like Makati Medical Center.
Unrivaled density of top corporate headquarters and multinational employers concentrated within the Makati CBD.
Extensive pedestrian-friendly infrastructure and elevated walkway systems connecting major commercial spaces in the core.
Vibrant lifestyle and dining options, ranging from upscale Ayala Center malls to the eclectic culinary scene in Poblacion.
Drawbacks
Average monthly net salaries lag severely behind steep CBD rental and property acquisition costs per Numbeo 2026 indices.
Severe traffic congestion during peak commuting hours strains daily travel times across Metro Manila.
High vulnerability to tropical storm disruptions, urban flooding, and heavy seasonal rainfall.
Elevated cost of living and housing prices compared to the broader national Philippine average.
Significant gap between wealthy commercial hubs and denser, lower-income outer neighborhoods.

Questions about Makati

What people ask about living in and moving to Makati, Luzon.

What is the average salary for a mid-level professional in Makati? Jobs & Economy 1 answer

The average salary in Makati is about $680 per year, which reflects the broader national average. For a mid-level IT professional, salaries can be higher, often ranging from $1,000 to $1,500 annually depending on experience and company size. Because Makati is a business hub, there are many opportunities in finance, tech, and services. Look for job postings on local career portals and professional networking sites to...

How safe is Makati for residents and tourists? Safety 1 answer

Makati has a safety score of 62 out of 100. This indicates moderate safety concerns, with common issues such as petty theft in busy commercial areas. Residents often use security services in apartment complexes, and many neighborhoods have neighborhood watch groups. It’s wise to stay aware of surroundings, especially at night, and to use reputable transportation options. Local police precincts and community forums ca...

How much does a one-bedroom apartment cost in Makati? Housing 1 answer

The average rent for a one-bedroom apartment in Makati is about $900 per month. This figure reflects the typical cost for a modest unit in a mid-range building. If you are looking for a smaller studio or a larger three-bedroom, prices can vary by 10-20% above or below this average. Check local online classifieds or contact real estate agents who list properties in the city for specific availability and pricing.

Is Makati expensive compared to the rest of Luzon? Cost of Living 1 answer

Makati’s cost of living index is 41, which is below the national average of 100. This means everyday expenses such as groceries, dining, and transportation are generally cheaper than in many other Philippine cities. However, housing and some imported goods may still be relatively higher. When budgeting, consider that while basic utilities and local food are affordable, international brands and luxury items can push c...

What are the education options for children in Makati? Schools & Education 1 answer

Makati offers a mix of public and private schools that cover elementary to high school levels. Public schools are governed by the city’s education office and are generally affordable, while private institutions often provide bilingual curricula and extracurricular programs. For international exposure, some schools follow foreign curricula. Check the city education department’s website for school zoning maps, enrollme...

What public transport options are available in Makati? Getting Around 1 answer

Makati is served by a network of buses, jeepneys, and a dedicated city transit authority that operates routes connecting the business district with surrounding areas. There are also bike lanes and pedestrian walkways in many parts of the city. For longer commutes, some residents use ride-hailing services or private car rentals. Check the city transit authority’s schedule and route maps online to plan daily travel eff...

Are there good medical facilities in Makati? Healthcare 1 answer

Makati hosts several hospitals and specialty clinics that provide a range of services from general medicine to advanced procedures. Many facilities offer multilingual staff and modern equipment. For routine care, primary clinics are widely available, while more complex treatments can be accessed at larger hospitals in the city. Look up the city health department’s directory for licensed providers and read patient rev...

What are some popular activities for tourists in Makati? Things to Do 1 answer

Makati offers a blend of shopping malls, art galleries, and cultural venues. Visitors often explore the city’s nightlife, dine at local restaurants, and attend art exhibitions or music performances. Parks and waterfront promenades provide outdoor recreation, while nearby heritage sites offer historical insight. Checking local tourism guides or the city’s official tourism page will give you up-to-date event listings a...

What should I know about moving my belongings into Makati? Moving Here 1 answer

When moving to Makati, consider the city’s high-rise residential buildings and limited parking. Many apartments have elevator access but may require a key or security badge. Hiring a local moving service that specializes in urban relocations can simplify the process. Ensure you have proper documentation for any imported items, and check the city’s building regulations for storage and delivery restrictions.

What is the overall lifestyle like in Makati? General 1 answer

Makati is a dynamic urban center with a mix of business, culture, and recreation. The city offers a high concentration of dining, shopping, and entertainment options, making it lively and convenient. Residents enjoy access to modern amenities, but the pace can be fast and the traffic congested. If you prefer a bustling environment with plenty of services, Makati is well-suited; if you seek quieter, suburban life, you...

Some answers here were drafted as a starting point and may be out of date. Live in Makati? Add your own.

Frequently Asked Questions

The consumer market basket tracks everyday necessities, including staple grocery items (such as milk, bread, eggs, and produce), residential energy bills (electricity, gas, and water), public and private transit costs, routine outpatient medical care, and standard consumer goods and services to ensure a representative monthly budget.

Even in close geographic proximity, local tax jurisdictions, municipal utility rates, zoning laws, and micro-housing markets can create wide cost discrepancies. For example, a city with strict land-use regulations or higher local sales taxes will typically exhibit elevated housing and consumer goods costs compared to an adjacent county with looser zoning and lower tax burdens.

Even in close geographic proximity, local tax jurisdictions, municipal utility rates, zoning laws, and micro-housing markets can create wide cost discrepancies. For example, a city with strict land-use regulations or higher local sales taxes will typically exhibit elevated housing and consumer goods costs compared to an adjacent county with looser zoning and lower tax burdens.

Local tax climates significantly shift a city's affordability score by directly affecting disposable income. Urblytica factors in state income tax brackets, local municipal property tax millage rates, and combined sales taxes to measure the true tax drag on median household earnings.

Core economic indexes and consumer price metrics undergo a comprehensive quarterly recalibration. This update cycle integrates the latest Consumer Price Index (CPI) releases, municipal utility rate adjustments, and regional housing data feeds to ensure all index comparisons reflect current economic conditions.

Housing is weighted as the single largest component in Urblytica's cost-of-living algorithm, typically accounting for roughly 30% to 35% of the composite score. It incorporates both median monthly gross rent and median single-family home purchase prices relative to local median income levels.

Normalization involves adjusting raw economic inputs against localized purchasing power parities (PPPs) and population-weighted density scales. This ensures fair, apples-to-apples comparisons between dense metropolitan hubs and smaller suburban or rural towns.

Utility indexing applies a rolling annual average that captures seasonal climate variations, such as increased summer air conditioning loads in southern climates or heavier winter heating demands in northern regions, providing a realistic year-round average utility expense.

Remote workers leverage the index to calculate real purchasing power parity when moving from a high-cost-of-living area to a lower-cost region. By comparing index differentials against their fixed salary, users can determine if their net savings and lifestyle quality will improve post-relocation.

While the raw Cost of Living Index measures pure expense levels, it is frequently paired with Urblytica’s local wage index and median household income benchmarks. This combined view highlights whether local salaries keep pace with local consumer goods and housing expenses.

Get quotes from local pros in Makati

Tell us what you need and we’ll pass it to companies that serve your area. It’s free, and there’s no obligation.

Compare Makati with any city

See how it stacks up on cost, income, and quality of life.

Start Comparing

Sponsored