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Pine Bluff, Arkansas

USA · Comprehensive city data and intelligence

48
Overall Score

Pine Bluff, Arkansas, serves as the county seat of Jefferson County and stands as a historically significant regional hub situated along the Arkansas River. Known for its rich heritage in timber, agriculture, and manufacturing, the city offers a unique blend of Southern culture and outdoor recreational opportunities. People are drawn to the area for its exceptionally low cost of living, quiet neighborhoods, and proximity to natural attractions like the Delta Rivers Nature Center.

About Arkansas

Arkansas, known as "The Natural State," offers diverse geography from the Ozark and Ouachita Mountains to the Mississippi River Delta, fostering a relaxed, nature-oriented lifestyle. The economy, historically rooted in agriculture with rice and poultry as leading products, has diversified to include significant contributions from manufacturing (food products, chemicals, wood and paper products, aerospace parts) and a growing service sector, largely influenced by Walmart's presence. Living in Arkansas is generally affordable, with a cost of living consistently below the national average, particularly for housing. The state experiences a humid subtropical climate with mild winters and hot, humid summers, and while property taxes are low, sales taxes can be high.

38,213
Population
$45K
Avg Salary
78
Cost Index
47.9
Quality Score
How this 48/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 42 / 100 42.0 30% 12.6
Affordability Cost of living index (100 = national baseline): 78.0 71.3 25% 17.8
Economy & jobs Median household income: $42,718 Income needed to live here: $38,000 Unemployment rate: 7% 39.0 20% 7.8
Growth Population growth rate: no usable reading Job growth rate: 0.5% 30.0 15% 4.5
Business climate assessment Business climate assessment: 52 / 100 52.0 10% 5.2
Overall score 47.9

Provenance. These figures were produced by the research pass recorded as Gemini (ungrounded) (q=55, partial — below threshold), last refreshed 11 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
52
Livability
59
Affordability
88
Growth
48

Cost of Living

The cost of living in Pine Bluff is notably lower than the national average, making it one of the more economically accessible cities in the region. Housing costs, utilities, and grocery prices track well below typical U.S. benchmarks, allowing residents' incomes to stretch further on day-to-day essentials. This affordability attracts retirees and budget-conscious families looking to escape high-cost metropolitan markets without sacrificing access to basic amenities.

Average Rent
$728/mo
Groceries
$340/mo
Transport
$110/mo
Utilities
$165/mo
Healthcare
$210/mo
Gym membership (monthly)
$38.00
Cinema ticket
$11.00
Restaurant meal (mid-range)
$16.00
Monthly groceries
$310.00
Doctor visit (without insurance)
$120.00

Salary Insights

Pine Bluff's economy is anchored by manufacturing, health care, and retail trade, with major regional employers providing stable employment opportunities. Healthcare and public administration also form significant pillars of the local workforce, anchored by institutions like Jefferson Regional Medical Center. While traditional industrial sectors have faced shifting economic headwinds, local initiatives continue working to diversify the business landscape and foster new enterprise growth.

The average salary in Pine Bluff is $44,500 per year. You would need approximately $38,000 to live comfortably.

Top Industries

Retail Trade +0.40% Manufacturing +0.80% Health Care & Social Assistance +1.50% Educational Services +0.90% Public Administration +0.60%

Climate

🌡️
66°F
Avg Temp
☀️
92°F
Summer High
❄️
36°F
Winter Low
🌧️
48.40"
Annual Rain
💧
65.00%
Humidity
🌤️
259
Sunny Days

Transport

Pine Bluff is a heavily car-dependent city where most daily errands and commutes require a personal vehicle. Public transit options are limited, and the city's walkability score remains low, reflecting typical suburban and regional layout patterns. However, traffic congestion is virtually non-existent compared to major metros, ensuring short and straightforward local driving times.

21 min
Avg Commute
20.00/10
Transit Score
26.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home values and average rents are roughly 60% lower than the national average per Zillow and U.S. Census data.
Cost of living index is significantly below the U.S. baseline, providing high purchasing power for essentials.
Abundant outdoor recreational access including the Delta Rivers Nature Center and Arkansas River proximity.
Short average commute times with minimal traffic congestion compared to larger metropolitan areas.
Presence of higher education institutions like the University of Arkansas at Pine Bluff enriching community culture.
Drawbacks
Crime rates, particularly property and violent crime indices, trend higher than the national average.
Economic growth and job diversification have faced historical stagnation relative to northwest Arkansas.
Low walkability and limited public transit options require high car dependency for daily tasks.
Higher-than-average poverty rates present ongoing socioeconomic challenges for local development.
Limited high-end entertainment and upscale dining options within city limits.

Questions about Pine Bluff

What people ask about living in and moving to Pine Bluff, Arkansas.

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Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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