City Profile
Bloomington, Illinois
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Bloomington, Illinois, is a vibrant city in McLean County, known for its strong economy, educational institutions, and a comfortable quality of life. Historically, the city's growth has been influenced by agriculture, the development of railroads, and the rise of the insurance industry, with State Farm Insurance being a prominent long-standing employer. People are drawn to Bloomington for its blend of a slower pace of life with access to good hospitals, schools, and recreational activities. The city and its adjoining community, Normal, form the fastest-growing metropolitan area in Illinois, experiencing significant population growth over the past decades.
Illinois, known as the "Prairie State," offers a diverse character ranging from the bustling metropolis of Chicago to expansive farmlands. Its economy is among the largest and most diversified in the U.S., with major industries including advanced manufacturing, agriculture and food processing, life sciences, technology, and transportation and logistics. While the cost of living statewide is generally considered moderate, housing costs in Chicago can be higher than the national average. Illinois experiences all four seasons, with hot, humid summers and cold, snowy winters, and is susceptible to severe storms and tornadoes, particularly in spring. Residents enjoy a lifestyle that balances world-class cultural amenities and career opportunities with challenges such as high taxes and urban congestion.
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Cost of Living
The cost of living in Bloomington, IL, is generally more affordable than the national average, with an overall cost of living index of 89, meaning it's 11% cheaper than the U.S. average. Housing is a significant factor in this affordability, being approximately 11.0% less expensive than the national average. While groceries are slightly cheaper, utilities and healthcare services tend to be slightly higher than the national average, at 5.7% and 6.2% more, respectively. These factors contribute to Bloomington's reputation for affordable living in Central Illinois, making it an attractive option for those seeking a balanced lifestyle without the high costs of larger metropolitan areas.
Income
Salary Insights
Bloomington's economy is robust, employing approximately 41,075 people as of 2024, with a job growth rate of 2.83% from 2023 to 2024. The largest industries driving the local economy are Finance & Insurance, Health Care & Social Assistance, and Educational Services. Major employers include State Farm Insurance, Rivian, Illinois State University, COUNTRY Financial, Carle BroMenn Hospital, and OSF St. Joseph Medical Center. The average annual salary in Bloomington was reported at $76,000 as of May 2026, with the highest paying industries being Management of Companies & Enterprises and Finance & Insurance. The unemployment rate in Bloomington was 3.9% in May 2026, which is lower than the national average.
The average salary in Bloomington is $76,000 per year. You would need approximately $44,700 to live comfortably.
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Mobility
Transport
Getting around Bloomington primarily involves personal vehicles, with approximately 75% of residents commuting by car. The average commute time is around 17 minutes, which is shorter than the national average. While car dependency is high, the city also offers public transportation through the Connect Transit system, with a monthly pass costing around $40. Bloomington is considered to be a fairly walkable city in all climates, offering some pedestrian-friendly areas. Traffic congestion is generally not a major issue, contributing to smoother daily commutes compared to larger urban centers.
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