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Bloomington, Minnesota

USA · Comprehensive city data and intelligence

72
Overall Score

Bloomington, Illinois, is a vibrant city in McLean County, known for its strong economy, educational institutions, and a comfortable quality of life. Historically, the city's growth has been influenced by agriculture, the development of railroads, and the rise of the insurance industry, with State Farm Insurance being a prominent long-standing employer. People are drawn to Bloomington for its blend of a slower pace of life with access to good hospitals, schools, and recreational activities. The city and its adjoining community, Normal, form the fastest-growing metropolitan area in Illinois, experiencing significant population growth over the past decades.

About Minnesota

Minnesota, often called the "Land of 10,000 Lakes," is known for its strong sense of community, outdoor lifestyle, and "Minnesota Nice" reputation. The state boasts a diverse and highly developed economy with major industries including healthcare and medical technology, food and agriculture, manufacturing, and financial services, and is home to numerous Fortune 500 companies. While winters are long and cold with significant snowfall, summers are hot and humid, offering a wide range of seasonal activities. The cost of living in Minnesota is generally lower than the national average, with housing and utilities being particularly affordable, contributing to its high quality of life.

79,268
Population
$76K
Avg Salary
89
Cost Index
72.0
Quality Score

Quality Scores

Business
70
Livability
74
Affordability
80
Growth
70

Cost of Living

The cost of living in Bloomington, IL, is generally more affordable than the national average, with an overall cost of living index of 89, meaning it's 11% cheaper than the U.S. average. Housing is a significant factor in this affordability, being approximately 11.0% less expensive than the national average. While groceries are slightly cheaper, utilities and healthcare services tend to be slightly higher than the national average, at 5.7% and 6.2% more, respectively. These factors contribute to Bloomington's reputation for affordable living in Central Illinois, making it an attractive option for those seeking a balanced lifestyle without the high costs of larger metropolitan areas.

Average Rent
$1,100/mo
Groceries
$685/mo
Transport
$300/mo
Utilities
$391/mo
Healthcare
$120/mo
Gym membership (monthly)
$45.00
Cinema ticket
$14.00
Restaurant meal (mid-range)
$25.00
Monthly groceries
$685.00
Doctor visit (without insurance)
$120.00

Salary Insights

Bloomington's economy is robust, employing approximately 41,075 people as of 2024, with a job growth rate of 2.83% from 2023 to 2024. The largest industries driving the local economy are Finance & Insurance, Health Care & Social Assistance, and Educational Services. Major employers include State Farm Insurance, Rivian, Illinois State University, COUNTRY Financial, Carle BroMenn Hospital, and OSF St. Joseph Medical Center. The average annual salary in Bloomington was reported at $76,000 as of May 2026, with the highest paying industries being Management of Companies & Enterprises and Finance & Insurance. The unemployment rate in Bloomington was 3.9% in May 2026, which is lower than the national average.

The average salary in Bloomington is $76,000 per year. You would need approximately $44,700 to live comfortably.

Top Industries

Retail Trade +1.00% Manufacturing +1.50% Health Care & Social Assistance +2.00% Educational Services +1.80% Finance & Insurance +2.50%

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
%
Humidity
🌤️
Sunny Days

Transport

Getting around Bloomington primarily involves personal vehicles, with approximately 75% of residents commuting by car. The average commute time is around 17 minutes, which is shorter than the national average. While car dependency is high, the city also offers public transportation through the Connect Transit system, with a monthly pass costing around $40. Bloomington is considered to be a fairly walkable city in all climates, offering some pedestrian-friendly areas. Traffic congestion is generally not a major issue, contributing to smoother daily commutes compared to larger urban centers.

17 min
Avg Commute
50.00/10
Transit Score
60.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
The cost of living in Bloomington is 11% lower than the national average, making it an affordable place to reside.
Bloomington boasts a strong job market with a 2.83% job growth rate from 2023 to 2024, particularly in Finance & Insurance and Healthcare.
The average commute time is 17 minutes, significantly shorter than the national average, leading to less time spent in traffic.
The median household income of $77,384 in 2024 is competitive, supporting a comfortable lifestyle.
The city offers a balanced quality of life with access to good hospitals, schools, and recreational activities.
Drawbacks
Utilities costs in Bloomington are 5.7% higher than the national average, potentially impacting monthly budgets.
Healthcare costs are 6.2% higher than the national average, which could be a consideration for residents.
Public transportation options are available, but the city exhibits high car dependency, with 75% of residents using personal vehicles for commuting.
While generally safe, the city has an average crime rate, suggesting areas where vigilance may be necessary.
The median rent of $1,100 per month, while affordable compared to national averages, can still be a significant expense for some households.

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