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Ponca City, Oklahoma

USA · Comprehensive city data and intelligence

60
Overall Score

Ponca City, Oklahoma, is a community in north-central Oklahoma, known for its rich history tied to the oil boom and the Ponca Tribe. The city offers a blend of small-town charm with a focus on local industry and community life. Its strategic location and business-friendly environment have made it an attractive spot for businesses and residents alike, particularly those seeking a lower cost of living compared to national averages. The city's character is shaped by its agricultural heritage, energy infrastructure, and a growing emphasis on manufacturing. While experiencing a slight population decline in recent years, Ponca City continues to invest in its infrastructure and tourism initiatives, aiming to enhance its appeal as a place to live and work.

About Oklahoma

Oklahoma, located in the South Central United States, is characterized by diverse landscapes ranging from plains to mountains and a rich Native American heritage. The state's economy has historically relied on oil and gas production and agriculture, though it has diversified to include aerospace, telecommunications, energy, and manufacturing. Living in Oklahoma generally offers a lower cost of living compared to the national average. The climate features hot summers and mild winters, with a propensity for severe weather, including tornadoes. The lifestyle is often described as hospitable and friendly, with a blend of cultural history and outdoor activities.

24,221
Population
$33K
Avg Salary
83
Cost Index
60.0
Quality Score

Quality Scores

Business
65
Livability
60
Affordability
85
Growth
45

Cost of Living

The cost of living in Ponca City is notably lower than the national average, making it an attractive option for those seeking affordability. Overall, Ponca City's cost of living is approximately 17.4% lower than the national average. Housing expenses are a significant driver of this affordability, being about 30.8% less expensive than the national average. Groceries and utilities also contribute to the lower cost, with prices generally 6.6% and 6.6% lower than the U.S. average, respectively. Transportation costs are also more affordable, estimated to be around 11.0% less than the national average.

Average Rent
$800/mo
Groceries
$649/mo
Transport
$186/mo
Utilities
$208/mo
Healthcare
$139/mo
Gym membership (monthly)
$40.00
Cinema ticket
$12.00
Restaurant meal (mid-range)
$20.00
Monthly groceries
$649.00
Doctor visit (without insurance)
$140.00

Salary Insights

Ponca City's economy is primarily driven by a diverse range of industries, with manufacturing, retail trade, and healthcare and social assistance being the largest employers. Other significant sectors include agriculture and the energy industry, particularly oil and gas, benefiting from the city's strategic location within major energy infrastructure. In 2024, manufacturing employed 2,643 people, retail trade 2,442, and healthcare and social assistance 2,099. Despite these established industries, the city experienced a slight decline in employment at a rate of -0.508% from 2023 to 2024. The average individual income in Ponca City was $32,704 in 2024.

The average salary in Ponca City is $32,704 per year. You would need approximately $52,000 to live comfortably.

Top Industries

Retail Trade Manufacturing Health Care & Social Assistance Agriculture Energy (Oil & Gas)

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
75.00%
Humidity
🌤️
Sunny Days

Transport

Transportation in Ponca City is predominantly car-dependent, with most residents relying on personal vehicles for commuting. The average commute time for residents was 15.7 minutes in 2024, which is lower than the national average. Car ownership is approximately the same as the national average, with households owning an average of two cars. Public transit options are limited, and walkability scores are generally low, reflecting the city's design around vehicular travel. This reliance on personal vehicles is a key aspect of daily life for most Ponca City residents.

16 min
Avg Commute
20.00/10
Transit Score
30.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
The cost of living in Ponca City is 17.4% lower than the national average, making it highly affordable.
Housing expenses are significantly lower, approximately 30.8% less expensive than the national average.
The average commute time is relatively short at 15.7 minutes.
Ponca City has a strong presence of manufacturing, agriculture, and energy industries, providing diverse employment opportunities.
The city offers a temperate climate with distinct seasonal changes, suitable for various outdoor activities.
Drawbacks
Ponca City has a higher crime rate than the national average, with an overall safety grade of D+.
The city has experienced a slight population decline, with a projected annual rate of -0.02% in 2026.
Employment in Ponca City saw a decline of -0.508% from 2023 to 2024.
Public transportation options are limited, and the city is highly car-dependent.
The poverty rate in Ponca City is 17.95%, which is higher than the national average.

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