Performance
Score Breakdown
Toledo
Binghamton
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Toledo is the more affordable option overall — monthly living expenses run approximately
14% lower compared to Binghamton.
Housing costs are a major driver: Toledo's average rent is
17% lower than Binghamton's.
| Metric | Toledo | Binghamton | Diff |
|---|---|---|---|
| Average Rent | $950 | $1,138 | -17% |
| Groceries | $342 | $404 | -15% |
| Utilities | $295 | $194 | +52% |
| Transport | $180 | $312 | -42% |
| Healthcare | $200 | $226 | -12% |
| Monthly Total | $1,967 | $2,274 | -14% |
| Cost Index | 95 | 110 | out of 100 |
Income
Salary & Income
Toledo offers 29% higher average salaries.
However, when adjusted for local cost of living, Toledo delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Toledo is estimated at
$52,000 vs $45,000 in Binghamton.
| Metric | Toledo | Binghamton |
|---|---|---|
| Average Salary | $71,000 | $55,000 |
| Salary Needed | $52,000 | $45,000 |
| Purchasing Power | 74,737 idx | 50,000 idx |
| Household Income | $49,724 | $45,578 |
Weather
Climate Comparison
Both cities share a similar average temperature, within 0°F of each other.
| Metric | Toledo | Binghamton |
|---|---|---|
| Avg Temp | °F | °F |
| Summer High | °F | °F |
| Winter Low | °F | °F |
| Rainfall | in | in |
| Snowfall | in | in |
| Sunny Days | ||
| Humidity | 70.00% | 70.00% |
Mobility
Commute & Transport
Binghamton has the shorter commute — saving residents roughly
2,000 minutes (33 hours) per year compared to Toledo.
Toledo scores higher for public transit, making it the better choice for car-free living.
For walkability, Binghamton leads — a better score here means more amenities reachable on foot.
| Metric | Toledo | Binghamton |
|---|---|---|
| Commute Time | 20 min | 16 min |
| Transit Score | 45.0/10 | 33.0/10 |
| Walkability | 46.0/10 | 55.0/10 |
| Traffic Index | 50.00 | 30.00 |
| Car Dependency | High | Medium |
Population
Economy & Demographics
Toledo is the larger city
— approximately 5.7x the population of Binghamton.
From a growth perspective, Binghamton is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Binghamton has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Toledo | Binghamton |
|---|---|---|
| Population | 267,463 | 46,773 |
| Pop. Growth | % | 0.90% |
| Median Age | 35.8 | 35.9 |
| Unemployment | 4.40% | 4.30% |
| GDP | $0.0B | $13.0B |
At a Glance
Pros & Cons
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Binghamton
Advantages
The average commute time in Binghamton is relatively short at 16 minutes, offering more personal time.
Housing costs are generally lower than the national average, with a median home price of $194,000 as of December 2025.
The presence of Binghamton University provides a vibrant cultural scene and educational opportunities.
The city's economy is diversifying with growth in healthcare, education, and advanced manufacturing sectors.
Binghamton offers access to natural landscapes and outdoor recreational activities due to its river confluence and surrounding hills.
Drawbacks
Binghamton has a high crime rate, with total crime being 86% higher than the national average based on 2024 FBI data.
The unemployment rate in Binghamton was 4.3% in 2026, slightly higher than the national average.
Public transportation options are limited, as indicated by a Transit Score of 33 for Downtown Binghamton.
Despite some positive economic indicators, the Binghamton metro area experienced a 2.8% population decrease over a 10-year period leading up to 2024.
Drug-related crime remains a significant concern in the Binghamton area, despite a decrease in overdose rates.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Toledo
#64Ohio, USA
68.0 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
Binghamton
#85New York, USA
65.0 / 100 overall
Avg Rent
$1,138
Avg Salary
$55,000
Cost Index
110
Commute
16 min
Transit Score
33.0/10
Walkability
55.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.90%
Unemployment
4.30%
Livability
68
Business
60
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