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Polson vs Billings

Cost of living, salaries, climate and quality of life compared side by side.

Montana, USA
View Polson profile
#57 in USA
63
Overall Score
VS
Montana, USA
View Billings profile
#113 in USA
52
Overall Score
Polson scores higher overall

Score Breakdown

Polson
Billings
Livability
74
77
Affordability
65
100
Business
68
68
Growth
70
70

Cost of Living

Billings is the more affordable option overall — monthly living expenses run approximately 31% higher compared to Polson. Housing costs are a major driver: Polson's average rent is 26% higher than Billings's.
MetricPolsonBillingsDiff
Average Rent
$1,750$1,390+26%
Groceries
$400$364+10%
Utilities
$180$306-41%
Transport
$120$00%
Healthcare
$250$00%
Monthly Total
$2,700$2,060+31%
Cost Index
10195out of 100

Salary & Income

Billings offers 5% lower average salaries. However, when adjusted for local cost of living, Billings delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Polson is estimated at $55,000 vs $71,000 in Billings.
MetricPolsonBillings
Average Salary
$65,000$68,328
Salary Needed
$55,000$71,000
Purchasing Power
64,356 idx71,924 idx
Household Income
$53,418$73,712

Climate Comparison

Polson runs warmer on average — a 48.1°F difference year-round. For sunshine, Polson comes out ahead with 248 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Polson sees 46.6 more inches of snowfall annually.
MetricPolsonBillings
Avg Temp
48.10°F°F
Summer High
79.60°F°F
Winter Low
21.00°F°F
Rainfall
23.60 in in
Snowfall
46.60 in in
Sunny Days
248
Humidity
65.00%%

Commute & Transport

Billings has the shorter commute — saving residents roughly 1,500 minutes (25 hours) per year compared to Polson. Polson scores higher for public transit, making it the better choice for car-free living. For walkability, Billings leads — a better score here means more amenities reachable on foot.
MetricPolsonBillings
Commute Time
20 min17 min
Transit Score
55.0/1025.0/10
Walkability
27.0/1035.0/10
Traffic Index
45.00
Car Dependency
HighHigh

Economy & Demographics

Billings is the larger city . From a growth perspective, Polson is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Polson has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricPolsonBillings
Population
5,428123,723
Pop. Growth
2.05%1.80%
Median Age
43.038.8
Unemployment
3.20%3.30%
GDP
$61.9B$0.0B

Pros & Cons

Polson
Advantages
Stunning natural beauty with proximity to Flathead Lake and outdoor recreational activities.
Growing economy supported by tourism, agriculture, and small-scale manufacturing.
Affordable cost of living compared to the national average, with housing costs on par.
Strong community spirit and family-friendly neighborhoods.
Montana's favorable tax environment with no state income tax.
Drawbacks
Car-dependent with limited public transportation options.
Housing market shows rapid rent acceleration and high median listing prices.
Weather can be unpredictable.
Poverty rate of 17.5% in 2024.
Job growth has seen a slight decline in recent years.
Billings
Advantages
Billings offers a relatively low cost of living, with an index of 95 compared to the U.S. average of 100.
The city boasts a strong and resilient economy, driven by key sectors like healthcare, energy, and agriculture, with a job growth rate of 1.35% (2023-2024).
Residents benefit from advanced healthcare services, including the Billings Clinic, recognized as the best hospital in Southeast Montana.
Billings provides abundant outdoor recreational opportunities, with access to the Yellowstone River, Rimrocks, and proximity to Yellowstone National Park.
The average commute time is short, around 16.5 minutes, contributing to a more relaxed daily rhythm.
Drawbacks
The city has a low Transit Score of 25 and a Walk Score of 35, indicating high car dependency and limited public transportation options.
Safety scores are relatively low (40/100), and residents report lower feelings of safety in downtown areas compared to other communities.
Some everyday expenses, such as groceries and transportation, are slightly higher than the national average.
Winters can be cold and snowy, requiring preparation for harsh weather conditions.
While the city has a bike score of 63, it does not have many dedicated bike lanes.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Polson
#57
Montana, USA
62.6 / 100 overall
Avg Rent
$1,750
Avg Salary
$65,000
Cost Index
101
Commute
20 min
Transit Score
55.0/10
Walkability
27.0/10
Sunny Days
248/yr
Avg Temp
48.10°F
Pop. Growth
2.05%
Unemployment
3.20%
Livability
74
Business
68
View Full Profile
Billings
#113
Montana, USA
52.0 / 100 overall
Avg Rent
$1,390
Avg Salary
$68,328
Cost Index
95
Commute
17 min
Transit Score
25.0/10
Walkability
35.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
1.80%
Unemployment
3.30%
Livability
77
Business
68
View Full Profile

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