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Polson vs Ponca City

Cost of living, salaries, climate and quality of life compared side by side.

Montana, USA
View Polson profile
#57 in USA
63
Overall Score
VS
Oklahoma, USA
View Ponca City profile
#155 in USA
43
Overall Score
Polson scores higher overall

Score Breakdown

Polson
Ponca City
Livability
74
60
Affordability
65
85
Business
68
65
Growth
70
45

Cost of Living

Ponca City is the more affordable option overall — monthly living expenses run approximately 36% higher compared to Polson. Housing costs are a major driver: Polson's average rent is 119% higher than Ponca City's.
MetricPolsonPonca CityDiff
Average Rent
$1,750$800+119%
Groceries
$400$649-38%
Utilities
$180$208-13%
Transport
$120$186-35%
Healthcare
$250$139+80%
Monthly Total
$2,700$1,982+36%
Cost Index
10183out of 100

Salary & Income

Polson offers 99% higher average salaries. However, when adjusted for local cost of living, Polson delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Polson is estimated at $55,000 vs $52,000 in Ponca City.
MetricPolsonPonca City
Average Salary
$65,000$32,704
Salary Needed
$55,000$52,000
Purchasing Power
64,356 idx39,402 idx
Household Income
$53,418$55,941

Climate Comparison

Polson runs warmer on average — a 48.1°F difference year-round. For sunshine, Polson comes out ahead with 248 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Polson sees 46.6 more inches of snowfall annually.
MetricPolsonPonca City
Avg Temp
48.10°F°F
Summer High
79.60°F°F
Winter Low
21.00°F°F
Rainfall
23.60 in in
Snowfall
46.60 in in
Sunny Days
248
Humidity
65.00%75.00%

Commute & Transport

Ponca City has the shorter commute — saving residents roughly 2,000 minutes (33 hours) per year compared to Polson. Polson scores higher for public transit, making it the better choice for car-free living. For walkability, Ponca City leads — a better score here means more amenities reachable on foot.
MetricPolsonPonca City
Commute Time
20 min16 min
Transit Score
55.0/1020.0/10
Walkability
27.0/1030.0/10
Traffic Index
45.0030.00
Car Dependency
HighHigh

Economy & Demographics

Ponca City is the larger city — approximately 0.2x the population of Polson. From a growth perspective, Polson is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Polson has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricPolsonPonca City
Population
5,42824,221
Pop. Growth
2.05%%
Median Age
43.037.1
Unemployment
3.20%4.20%
GDP
$61.9B$0.0B

Pros & Cons

Polson
Advantages
Stunning natural beauty with proximity to Flathead Lake and outdoor recreational activities.
Growing economy supported by tourism, agriculture, and small-scale manufacturing.
Affordable cost of living compared to the national average, with housing costs on par.
Strong community spirit and family-friendly neighborhoods.
Montana's favorable tax environment with no state income tax.
Drawbacks
Car-dependent with limited public transportation options.
Housing market shows rapid rent acceleration and high median listing prices.
Weather can be unpredictable.
Poverty rate of 17.5% in 2024.
Job growth has seen a slight decline in recent years.
Ponca City
Advantages
The cost of living in Ponca City is 17.4% lower than the national average, making it highly affordable.
Housing expenses are significantly lower, approximately 30.8% less expensive than the national average.
The average commute time is relatively short at 15.7 minutes.
Ponca City has a strong presence of manufacturing, agriculture, and energy industries, providing diverse employment opportunities.
The city offers a temperate climate with distinct seasonal changes, suitable for various outdoor activities.
Drawbacks
Ponca City has a higher crime rate than the national average, with an overall safety grade of D+.
The city has experienced a slight population decline, with a projected annual rate of -0.02% in 2026.
Employment in Ponca City saw a decline of -0.508% from 2023 to 2024.
Public transportation options are limited, and the city is highly car-dependent.
The poverty rate in Ponca City is 17.95%, which is higher than the national average.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Polson
#57
Montana, USA
62.6 / 100 overall
Avg Rent
$1,750
Avg Salary
$65,000
Cost Index
101
Commute
20 min
Transit Score
55.0/10
Walkability
27.0/10
Sunny Days
248/yr
Avg Temp
48.10°F
Pop. Growth
2.05%
Unemployment
3.20%
Livability
74
Business
68
View Full Profile
Ponca City
#155
Oklahoma, USA
43.0 / 100 overall
Avg Rent
$800
Avg Salary
$32,704
Cost Index
83
Commute
16 min
Transit Score
20.0/10
Walkability
30.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.20%
Livability
60
Business
65
View Full Profile

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