Performance
Score Breakdown
Ponca City
Toledo
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Toledo is the more affordable option overall — monthly living expenses run approximately
1% higher compared to Ponca City.
Housing costs are a major driver: Ponca City's average rent is
16% lower than Toledo's.
| Metric | Ponca City | Toledo | Diff |
|---|---|---|---|
| Average Rent | $800 | $950 | -16% |
| Groceries | $649 | $342 | +90% |
| Utilities | $208 | $295 | -29% |
| Transport | $186 | $180 | +3% |
| Healthcare | $139 | $200 | -31% |
| Monthly Total | $1,982 | $1,967 | +1% |
| Cost Index | 83 | 95 | out of 100 |
Income
Salary & Income
Toledo offers 54% lower average salaries.
However, when adjusted for local cost of living, Toledo delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Ponca City is estimated at
$52,000 vs $52,000 in Toledo.
| Metric | Ponca City | Toledo |
|---|---|---|
| Average Salary | $32,704 | $71,000 |
| Salary Needed | $52,000 | $52,000 |
| Purchasing Power | 39,402 idx | 74,737 idx |
| Household Income | $55,941 | $49,724 |
Weather
Climate Comparison
Both cities share a similar average temperature, within 0°F of each other.
| Metric | Ponca City | Toledo |
|---|---|---|
| Avg Temp | °F | °F |
| Summer High | °F | °F |
| Winter Low | °F | °F |
| Rainfall | in | in |
| Snowfall | in | in |
| Sunny Days | ||
| Humidity | 75.00% | 70.00% |
Mobility
Commute & Transport
Ponca City has the shorter commute — saving residents roughly
2,000 minutes (33 hours) per year compared to Toledo.
Toledo scores higher for public transit, making it the better choice for car-free living.
For walkability, Toledo leads — a better score here means more amenities reachable on foot.
| Metric | Ponca City | Toledo |
|---|---|---|
| Commute Time | 16 min | 20 min |
| Transit Score | 20.0/10 | 45.0/10 |
| Walkability | 30.0/10 | 46.0/10 |
| Traffic Index | 30.00 | 50.00 |
| Car Dependency | High | High |
Population
Economy & Demographics
Toledo is the larger city
— approximately 0.1x the population of Ponca City.
From a growth perspective, Ponca City is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Ponca City has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Ponca City | Toledo |
|---|---|---|
| Population | 24,221 | 267,463 |
| Pop. Growth | % | % |
| Median Age | 37.1 | 35.8 |
| Unemployment | 4.20% | 4.40% |
| GDP | $0.0B | $0.0B |
At a Glance
Pros & Cons
Ponca City
Advantages
The cost of living in Ponca City is 17.4% lower than the national average, making it highly affordable.
Housing expenses are significantly lower, approximately 30.8% less expensive than the national average.
The average commute time is relatively short at 15.7 minutes.
Ponca City has a strong presence of manufacturing, agriculture, and energy industries, providing diverse employment opportunities.
The city offers a temperate climate with distinct seasonal changes, suitable for various outdoor activities.
Drawbacks
Ponca City has a higher crime rate than the national average, with an overall safety grade of D+.
The city has experienced a slight population decline, with a projected annual rate of -0.02% in 2026.
Employment in Ponca City saw a decline of -0.508% from 2023 to 2024.
Public transportation options are limited, and the city is highly car-dependent.
The poverty rate in Ponca City is 17.95%, which is higher than the national average.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Ponca City
#98Oklahoma, USA
60.0 / 100 overall
Avg Rent
$800
Avg Salary
$32,704
Cost Index
83
Commute
16 min
Transit Score
20.0/10
Walkability
30.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.20%
Livability
60
Business
65
Toledo
#65Ohio, USA
68.0 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
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