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Oakland, California

USA · Comprehensive city data and intelligence

47
Overall Score

Oakland, California is a vibrant and culturally rich city situated on the eastern shore of San Francisco Bay. Originally established as a shipping and railway hub, it has evolved into a dynamic metropolis known for its distinctive arts scene, diverse neighborhoods, and progressive political history. People are drawn to Oakland for its dynamic urban character, beautiful architecture, and proximity to major economic centers while maintaining a unique identity independent of San Francisco.

About California

California is a diverse and populous state known for its significant economic output, ranking as the fourth largest economy globally if it were an independent nation. Its economy is driven by major industries such as technology (especially in Silicon Valley), real estate, finance, professional services, manufacturing, agriculture, and healthcare. Living in California generally entails a high cost of living, particularly for housing, which is significantly above the national average. The state boasts a varied climate, ranging from a Mediterranean-like environment with warm, dry summers and mild, wet winters in coastal and central areas, to hotter, drier inland summers and colder, snowier conditions at higher altitudes. The lifestyle often emphasizes outdoor activities, health and wellness, and a diverse cultural experience, though it can also involve considerable traffic in major urban centers.

440,838
Population
$98K
Avg Salary
116
Cost Index
47.1
Quality Score
How this 47/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 45 / 100 45.0 30% 13.5
Affordability Cost of living index (100 = national baseline): 116.0 23.8 25% 5.9
Economy & jobs Median household income: $101,600 Income needed to live here: $75,000 Unemployment rate: 4.9% 66.5 20% 13.3
Growth Population growth rate: no usable reading Job growth rate: 1.5% 50.0 15% 7.5
Business climate assessment Business climate assessment: 68 / 100 68.0 10% 6.8
Overall score 47.0

Provenance. These figures were produced by the research pass recorded as Gemini (ungrounded) (q=55, partial — below threshold), last refreshed 11 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Oakland

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Quality Scores

Business
68
Livability
74
Affordability
58
Growth
70

Cost of Living

The cost of living in Oakland is substantially higher than the national average, largely driven by housing expenses, state taxes, and strong demand across the Bay Area region. While it is often seen as a slightly more accessible alternative to San Francisco, goods, services, and utilities remain elevated. Day-to-day expenses such as dining out and groceries also reflect the premium associated with coastal California metropolitan life.

Average Rent
$2,395/mo
Groceries
$400/mo
Transport
$90/mo
Utilities
$180/mo
Healthcare
$220/mo
Gym membership (monthly)
$55.00
Cinema ticket
$15.00
Restaurant meal (mid-range)
$25.00
Monthly groceries
$400.00
Doctor visit (without insurance)
$160.00

Salary Insights

Oakland features a robust, multifaceted job market anchored by healthcare, government, professional services, trade, and technology. Major employers include local government institutions, healthcare providers like Kaiser Permanente, and educational networks, alongside a growing community of startups and remote professionals. Economic growth is supported by its strategic location and status as a major West Coast logistics and transportation hub.

The average salary in Oakland is $97,910 per year. You would need approximately $75,000 to live comfortably.

Top Industries

Healthcare +2.40% Trade, Transportation, and Utilities +1.20% Professional and Business Services +2.00% Government and Public Administration +0.80% Information Technology and Software +3.10%

Climate

🌡️
59°F
Avg Temp
☀️
72°F
Summer High
❄️
44°F
Winter Low
🌧️
22.70"
Annual Rain
💧
65.00%
Humidity
🌤️
311
Sunny Days

Transport

Oakland offers robust multi-modal transit options, featuring an extensive BART (Bay Area Rapid Transit) network, AC Transit buses, and major freeway corridors connecting across the Bay. Walkability and bike friendliness vary by neighborhood, with downtown and areas surrounding Lake Merritt offering high pedestrian accessibility. While public transit facilitates commuting, many residents still rely on personal vehicles for regional travel.

31 min
Avg Commute
62.00/10
Transit Score
68.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
Median household income stands at $101,600 per US Census Bureau data, reflecting strong earning potential.
Abundant cultural amenities and recreational spaces, including the iconic Lake Merritt park system.
Exceptional ethnic and cultural diversity with rich neighborhood communities.
Robust public transit infrastructure including direct BART lines connecting across the Bay Area.
Proximity to major Bay Area employment centers, universities, and natural wilderness areas.
Drawbacks
Cost of living runs roughly 16% above the national average per federal economic data.
Elevated property and violent crime rates in specific commercial and residential zones.
High average rent prices ($2,395 per month via Zillow) strain housing affordability.
Steep state income taxes and local levies add to the financial burden of residents.
Traffic congestion during peak commute hours along major interstate corridors.

Questions about Oakland

What people ask about living in and moving to Oakland, California.

Gathering the most common questions about Oakland…

Frequently Asked Questions

California FAQ answer

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.
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