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Hilo, Hawaii

Cost of Living in Hilo

Detailed cost of living data — sourced from authoritative datasets and normalized for direct comparison.

Cost of Living in Hilo, Hawaii

The cost of living in Hilo, Hawaii, is notably higher than the national average, primarily driven by elevated housing, utility, and grocery expenses. Overall, Hilo's cost of living is approximately 46% higher than the national average. Housing costs are a significant factor, with both rental prices and home purchase prices exceeding national benchmarks. Utilities, in particular, are substantially more expensive, being about 106.8% to 118% higher than the national average, largely due to Hawaii's reliance on imported fuel for electricity generation. Grocery prices also contribute to the high cost of living, with overall grocery costs in Hilo being around 48.8% to 49% higher than the national average, as most goods must be shipped to the island. Despite these high costs, Hilo's fertile agricultural region allows for more accessible and competitively priced local produce, which can help residents manage food expenses.

Monthly Costs

Average Rent
$1,466
Groceries
$600
Utilities
$475
Transport
$150
Healthcare
$200
Cost Index
146

Detailed Breakdown

Gym membership (monthly)
$50.00
Entertainment
Cinema ticket
$15.00
Entertainment
Restaurant meal (mid-range)
$25.00
Food
Monthly groceries
$600.00
Food
Doctor visit (without insurance)
$200.00
Healthcare
1BR Apartment (city centre)
$1,800.00
Housing
2BR Apartment (city centre)
$2,050.00
Housing
Home purchase (per sq ft)
$325.00
Housing
Monthly transit pass
$50.00
Transport
Gas per gallon (USD)
$5.19
Transport
Electricity + internet (monthly)
$250.00
Utilities

About Hilo, Hawaii

Hilo, the county seat of Hawaiʻi County, is the largest settlement on the Big Island of Hawaii. Nestled on the island's eastern, windward side, it is renowned for its lush rainforests and frequent tropical showers, which contribute to its vibrant green landscape year-round. Hilo offers a unique blend of natural beauty, cultural richness, and a relaxed, small-town atmosphere, making it an attractive destination for those seeking a slower pace of life amidst stunning scenery. The city serves as a hub for education, healthcare, and commerce for the eastern side of the island, with institutions like the University of Hawaiʻi at Hilo contributing to its dynamic community. Hilo's history is deeply rooted in its past as a thriving sugar plantation town, which brought diverse populations from Asia, shaping its multicultural character. Today, it continues to evolve, balancing its historical charm with modern developments and a growing emphasis on sustainability and local industries.

About Hawaii

Hawaii is characterized by its unique island geography, diverse cultural heritage, and a pervasive "Aloha Spirit" emphasizing love, compassion, and community. The economy is heavily reliant on tourism, which is the largest industry, contributing significantly to the state's gross product. Other major industries include military defense, diversified agriculture, and emerging sectors like healthcare, technology, and renewable energy. Living in Hawaii is notably expensive, with a cost of living index nearly double the national average, primarily driven by high housing, utility, and grocery costs due to its isolated location and dependence on imports. The climate is tropical with year-round warm temperatures, consistent trade winds, and distinct wet and dry seasons, though local variations can range from humid tropical to alpine. The lifestyle is generally laid-back and deeply connected to outdoor activities and nature, with residents enjoying a high life expectancy.