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Hopkinsville, Kentucky

Cost of Living in Hopkinsville

Detailed cost of living data — sourced from authoritative datasets and normalized for direct comparison.

Cost of Living in Hopkinsville, Kentucky

The cost of living in Hopkinsville, Kentucky, is notably lower than the national average, making it an attractive option for individuals and families seeking affordability. Housing expenses, including both renting and buying, are significantly more favorable compared to the U.S. average. For instance, the average rent in Hopkinsville is approximately $989 per month as of July 2026, which is considerably below the national median.

While housing drives much of the affordability, other essential costs like utilities also contribute to a lower overall expenditure. Average monthly utility costs in Hopkinsville are estimated at around $217.50, which is less than the statewide average for Kentucky. However, it's important to note that while many costs are lower, the city's crime rate is above the national average, which can be a consideration for residents.

Monthly Costs

Average Rent
$989
Groceries
$400
Utilities
$218
Transport
$120
Healthcare
$250
Cost Index
85

Detailed Breakdown

Gym membership (monthly)
$40.00
Entertainment
Cinema ticket
$10.00
Entertainment
Restaurant meal (mid-range)
$22.00
Food
Monthly groceries
$400.00
Food
Doctor visit (without insurance)
$150.00
Healthcare
1BR Apartment (city centre)
$847.00
Housing
2BR Apartment (city centre)
$1,022.00
Housing
Home purchase (per sq ft)
$151.00
Housing
Gas per gallon (USD)
$3.75
Transport
Electricity + internet (monthly)
$198.00
Utilities

About Hopkinsville, Kentucky

Hopkinsville, Kentucky, serves as the county seat of Christian County, offering a blend of small-town charm and essential urban amenities. The city is strategically located near Fort Campbell, a major U.S. Army installation, which significantly influences its economy and community dynamics. Known for its friendly and welcoming atmosphere, Hopkinsville attracts residents seeking a quieter pace of life without sacrificing access to local conveniences and nearby larger markets like Clarksville, Tennessee. The city boasts a rich history, including its role in the Trail of Tears and the Black Patch Tobacco Wars, which are commemorated through local attractions and historical sites.

People are drawn to Hopkinsville for its affordability, particularly in housing, where buyers can often find more spacious homes and yards compared to many larger metropolitan areas. The community offers a mix of established neighborhoods and newer residential developments, catering to a diverse population that includes first-time homebuyers, military families, and retirees. Its practical, down-to-earth feel, combined with a strong connection to the Fort Campbell area, makes Hopkinsville a compelling place to live for those valuing space, value, and accessibility.

About Kentucky

Kentucky, known as the Bluegrass State, offers a blend of Southern charm and Midwestern practicality with a rich heritage rooted in horse racing, bourbon, and bluegrass music. The economy is diverse, with manufacturing (especially automotive), healthcare, and agriculture (including horses, cattle, corn, and tobacco) being major industries. Living in Kentucky is generally affordable, with the cost of living estimated to be 10-12% lower than the national average, particularly for housing. The state experiences a humid subtropical climate with four distinct seasons, featuring warm, humid summers and moderately cold, rainy winters. Residents enjoy a lifestyle that balances urban amenities in cities like Louisville and Lexington with abundant outdoor recreation opportunities and a strong sense of community.