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Lincoln, North Dakota

Cost of Living in Lincoln

Detailed cost of living data — sourced from authoritative datasets and normalized for direct comparison.

Cost of Living in Lincoln, North Dakota

The cost of living in Lincoln is approximately 6% lower than the national average, primarily driven by more affordable housing and utility expenses. While groceries are slightly cheaper than the national average, healthcare and certain goods and services can be slightly higher. For instance, the average rent for a one-bedroom apartment was projected to be around $1,301 in 2025, indicating a steady increase over time. Utility costs for a standard residence, including electricity and internet, were estimated at approximately $259.72 per month in 2025.

Monthly Costs

Average Rent
$1,363
Groceries
$400
Utilities
$260
Transport
$1,200
Healthcare
$9,572
Cost Index
94

Detailed Breakdown

Gym membership (monthly)
$67.50
Entertainment
Cinema ticket
$13.50
Entertainment
Restaurant meal (mid-range)
$50.00
Food
Monthly groceries
$400.00
Food
Doctor visit (without insurance)
$150.00
Healthcare
1BR Apartment (city centre)
$1,301.00
Housing
2BR Apartment (city centre)
$1,800.00
Housing
Home purchase (per sq ft)
$150.00
Housing
Monthly transit pass
$20.25
Transport
Gas per gallon (USD)
$3.16
Transport
Electricity + internet (monthly)
$259.72
Utilities

About Lincoln, North Dakota

Lincoln, Nebraska, the state capital and second-largest city, is home to over 300,000 residents and spans approximately 104 square miles. Situated between Chicago and Denver, it serves as a hub for governmental and educational institutions, including the University of Nebraska-Lincoln, which enrolls 24,000 students. The city's history dates back thousands of years, with American Indian tribes inhabiting the area along Salt Creek before westward settlers were drawn to the abundant salt deposits. Lincoln is recognized for its thriving economy, numerous amenities, and affordability, earning it a reputation as a desirable place to live. The city has experienced a consistent population growth rate of 1% to 1.5% over the last 50 years.

About North Dakota

North Dakota, located in the Upper Midwest, is characterized by its vast prairies, badlands, and a predominantly rural landscape, though its larger cities like Fargo and Bismarck are experiencing growth. The state's economy is primarily driven by agriculture, with approximately 90% of its land dedicated to farmland, producing crops like wheat, corn, and soybeans, alongside significant contributions from the energy sector, particularly oil and gas extraction from the Bakken oil shale fields. Living in North Dakota generally offers a lower cost of living, with housing costs and overall expenses typically below the national average. The climate features hot, short summers and long, cold, snowy winters, and the lifestyle is often described as slower-paced with a strong sense of community and abundant outdoor recreational opportunities.