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Memphis, Tennessee

Cost of Living in Memphis

Detailed cost of living data — sourced from authoritative datasets and normalized for direct comparison.

Cost of Living in Memphis, Tennessee

The cost of living in Memphis is notably lower than the national average, making it an attractive option for many. Various sources indicate that Memphis's cost of living is between 7.8% and 14.2% lower than the U.S. average. This affordability is a significant draw, particularly for housing and utilities, which are considerably less expensive than in many other major American cities.

While overall costs are low, certain expenses, such as utilities, can still pose a challenge for some residents. Despite Memphis Light, Gas and Water (MLGW) rates being among the lowest in the country, a significant portion of low-income households face a high energy burden, spending a large percentage of their income on utility bills. Housing costs, including both rent and home purchases, also remain below national averages, contributing to the city's overall affordability.

Monthly Costs

Average Rent
$1,210
Groceries
$400
Utilities
$250
Transport
$120
Healthcare
$120
Cost Index
89

Detailed Breakdown

Gym membership (monthly)
$45.00
Entertainment
Cinema ticket
$14.00
Entertainment
Restaurant meal (mid-range)
$22.00
Food
Monthly groceries
$600.00
Food
Doctor visit (without insurance)
$120.00
Healthcare
1BR Apartment (city centre)
$1,550.00
Housing
2BR Apartment (city centre)
$1,850.00
Housing
Home purchase (per sq ft)
$300.00
Housing
Monthly transit pass
$60.00
Transport
Gas per gallon (USD)
$2.66
Transport
Electricity + internet (monthly)
$300.00
Utilities

About Memphis, Tennessee

Memphis, Tennessee, a city steeped in rich history and vibrant culture, is famously known as the 'Home of the Blues' and the 'Birthplace of Rock 'n' Roll'. Situated along the Mississippi River, it has played a pivotal role in American music history, with legends like Elvis Presley and B.B. King launching their careers here. The city offers a unique blend of urban excitement and Southern charm, attracting residents with its diverse cultural attractions, historic sites, and a lively social scene. Despite experiencing some population decline in recent years, Memphis continues to draw new residents with its affordability and strong community spirit.

Memphis is the largest city in Tennessee by population, characterized by a dynamic mix of music, cuisine, and outdoor activities. The city's character is shaped by its deep musical roots, from the iconic Beale Street to its soul food restaurants and burgeoning craft breweries. It serves as a major hub for transportation and logistics, contributing significantly to its economic landscape. The city's demographic profile, with a median age in the mid-30s, suggests a young professional demographic, though it also caters to families and retirees seeking a more affordable lifestyle.

About Tennessee

Tennessee, known as the "Volunteer State," offers a diverse landscape ranging from the Appalachian Mountains in the east to the Mississippi River in the west, fostering a rich cultural heritage, particularly in music. The state's economy is robust and diversified, with major industries including manufacturing (automotive, chemicals, advanced manufacturing), healthcare, agriculture (soybeans, tobacco, cotton, beef cattle), and tourism. Living in Tennessee is generally considered affordable, with a cost of living approximately 10-15% lower than the national average, and it boasts no state income tax. The climate is predominantly humid subtropical, characterized by warm, humid summers and mild winters, though temperatures vary with elevation. Residents enjoy a lifestyle that blends natural beauty and outdoor recreation with vibrant cultural scenes in its major cities, alongside a strong sense of community.