Des Moines, Iowa

Cost of Living in Des Moines

Detailed cost of living data — sourced from authoritative datasets and normalized for direct comparison.

Cost of Living in Des Moines, Iowa

The cost of living in Des Moines is generally lower than the U.S. average, making it an attractive option for those seeking affordability. While healthcare costs in the city are reported to be higher than average, these are often offset by lower transportation and grocery expenses. This balance contributes to a more manageable financial landscape for residents.

Housing costs, particularly for assisted living, are also lower than the national average, further enhancing the city's affordability. The overall cost-effectiveness of living in Des Moines allows residents to enjoy a good quality of life without the financial strain often found in larger metropolitan areas.

Monthly Costs

Average Rent
$1,162
Groceries
$400
Utilities
$180
Transport
$90
Healthcare
$250
Cost Index
81

Detailed Breakdown

Gym membership (monthly)
$45.00
Entertainment
Cinema ticket
$14.00
Entertainment
Restaurant meal (mid-range)
$22.00
Food
Monthly groceries
$400.00
Food
Doctor visit (without insurance)
$150.00
Healthcare
1BR Apartment (city centre)
$1,162.00
Housing
2BR Apartment (city centre)
$1,500.00
Housing
Home purchase (per sq ft)
$190.00
Housing
Monthly transit pass
$90.00
Transport
Gas per gallon (USD)
$3.50
Transport
Electricity + internet (monthly)
$180.00
Utilities

About Des Moines, Iowa

Des Moines, the capital and most populous city in Iowa, is a vibrant hub known for its significant role in U.S. politics due to the Iowa caucuses, and as a major business center. The city's name is believed to be derived from the French 'Rivière des Moines,' meaning 'River of the Monks.' Incorporated in 1851, Des Moines has grown to be the largest metropolitan area entirely within Iowa, serving six counties in central Iowa: Polk, Dallas, Warren, Madison, Guthrie, and Jasper.

While the city proper has experienced a slight population decline in recent years due to suburbanization, the broader metropolitan area continues to expand, driven by growing job markets in sectors like insurance, finance, and healthcare, and more affordable housing options in the surrounding areas. Des Moines offers a blend of urban amenities and a relaxed suburban atmosphere, making it an appealing location for both young professionals and retirees.